1326 Ely Rd, Hixson, TN 37343 Property Records

Hamilton County property record for 1326 Ely Rd, Hixson, TN 37343

Property Summary

Property Type	Mobile Home
Details	3 ba · 1,012 sqft · built 2016
Lot Size	0.287 acres (12,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$12,000 (Dec 2015)
Tax Bill	$631 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`109K E 028`

Property Details

APN / Parcel Number

Primary APN	`109K E 028`
Alternative APN	`0000035856`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,012 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Mobile/Manufactured
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	12,500 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000035856
Street Address	1326 ELY RD
City	HIXSON
State	TN
Zip	37343-4300
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R1
Legal Description	LOT 3 LAURA GRAY ADDN PB23 PG25
Legal Subdivision	GRAY LAURA ADDN
Legal Lot Number	3
Jurisdiction	HAMILTON TN
Township / Civil Division	3
Census Block Group	3
Census Block	3001
Census Tract	10501

Owner

Source: Hamilton County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1326 ELY RD, HIXSON, TN 37343-4300
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage VALON MORTGAGE INC
Dec 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage HIGHLANDS RESID'L MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2015 · Amount on Record
Deed Sale	Dec 23, 2015 · Amount on Record
Prior Sale	Dec 17, 2014 · Amount on Record
Deed Document Number	201568
Deed Book / Page	10637 / 716
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1326 ELY RD, HIXSON, TN 37343-4300
Transaction Type	Mortgage
Record Updated	Apr 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1326 ELY RD, HIXSON, TN 37343-4300

Mortgage

Document Number	0000000157
Date	Mar 18, 2026
Book Page	14231/58
Instrument	2026031800157

Lender

Name	VALON MORTGAGE INC
Type	Mortgage Company
Address	PHOENIX, AZ 85044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2041

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1326 ELY RD, HIXSON, TN 37343-4300
Document Number	1226000115
Instrument Date	Dec 14, 2018
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	KELTY TITLE AND ESCROW SERVICES INC, REALTY TITLE & ESCROW SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	326 ELY RD HIXSON TN 37343, HIXSON, TN 37343

Mortgage

Document Number	1226000115
Date	Dec 26, 2018
Book Page	011529/000473
Instrument	181226000115

Lender

Name	HIGHLANDS RESID'L MTG
Type	Mortgage Company
Address	DALLAS, TX 75243

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 25, 2033

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$631.00 (-4.54%)	$41,675 (+41.03%)	$166,700 (+41.03%) Land $60,000 Building $106,700
2024	$661.00	$29,550 (-)	$118,200 (-) Land $40,000 Building $78,200
2023	$661.00	$29,550 (-)	$118,200 (-) Land $40,000 Building $78,200
2022	$661.00	$29,550	$118,200 Land $40,000 Building $78,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1996–2009)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIXSON UTILITY DISTRICT serves 68,306 people · EPA ID TN0000303
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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