Hamilton County property record for 1320 Ely Rd, Hixson, TN 37343
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 1,744 sqft · built 1950 |
| Lot Size | 0.137 acres (5,998 sqft) |
| Owner | Individual Name on File |
| Last Sale | $217,500 (Mar 2021) |
| Tax Bill | $1,396 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Mar 2021 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 109K E 025 |
| Primary APN | 109K E 025 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 1,744 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 5,998 sqft (0.137 acres) |
| Lot Dimensions | 239 ft deep x 25.1 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000035848 |
|---|---|
| Street Address | 1320 ELY RD |
| City | HIXSON |
| State | TN |
| Zip | 37343-6313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 2 SPANGLERS ADDN PB39 PG288 REV 61-65 |
| Legal Subdivision | SPANGLERS ADDN |
| Legal Lot Number | 2 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 10501 |
Source: Hamilton County records · APN 109K E 025
Assessment roll updated May 20, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6047 COLDBROOK AVE, LAKEWOOD, CA 90713-1025 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC |
| Mar 17, 2021 | Warranty Deed, Transfer RINEY TITLE AND ESCROW LLC, KEY TITLE & ESCROW LLC |
| Mar 17, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage FNB BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 17, 2021 · Amount on Record |
| Deed Sale | Mar 17, 2021 · Amount on Record |
| Prior Sale | Mar 17, 2021 · Amount on Record |
| Deed Document Number | 2021031700298 |
| Deed Book / Page | 12403 / 903 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1320 ELY RD, HIXSON, TN 37343-6313 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000174 |
|---|---|
| Date | May 16, 2022 |
| Book Page | 12958/971 |
| Instrument | 2022051600174 |
| Name | ARK-LA-TEX FINANCE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Mar 17, 2021 |
| Property Address | 1320 ELY RD, HIXSON, TN 37343-6313 |
| Document Number | 0000000247 |
| Book / Page | 12403 / 597 |
| Map Reference | MB 61 PG 65 |
| Instrument Date | Mar 08, 2021 |
| Instrument | 2021031700247 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | RINEY TITLE AND ESCROW LLC, KEY TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $74.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1700 FOUST ST, CHATTANOOGA, TN 37407-1053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Mar 17, 2021 |
| Property Address | 1320 ELY RD, HIXSON, TN 37343-6313 |
| Document Number | 0000000298 |
| Book / Page | 12403 / 903 |
| Map Reference | MB 61 PG 65 |
| Instrument Date | Mar 08, 2021 |
| Instrument | 2021031700298 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | RINEY TITLE AND ESCROW LLC, KEY TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $804.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6047 COLDBROOK AVE, LAKEWOOD, CA 90713-1025 |
| Document Number | 0012403906 |
|---|---|
| Date | Mar 17, 2021 |
| Instrument | 12403/906 |
| Name | FNB BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,396.00 (+6.16%) | $92,160 (+56.73%) | $230,400 (+56.73%) Land $60,000 Building $170,400 |
| 2024 | $1,315.00 | $58,800 (-) | $147,000 (-) Land $25,000 Building $122,000 |
| 2023 | $1,315.00 | $58,800 (-) | $147,000 (-) Land $25,000 Building $122,000 |
| 2022 | $1,315.00 | $58,800 | $147,000 Land $25,000 Building $122,000 |
Source: FEMA National Flood Hazard Layer as of August 30, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1996–2009) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2009 · rainfall accumulation |
| Wildfire Risk | Low lower than 93% of the US · lower than 93% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Electric Power Board of Chattanooga, Tennessee Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Based on FCC filings for 250 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HIXSON UTILITY DISTRICT serves 68,306 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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