1322 E North St, Cortez, CO 81321 Property Records

Montezuma County property record for 1322 E North St, Cortez, CO 81321

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,144 sqft · built 1958
Lot Size0.211 acres (9,191 sqft)
OwnerIndividual Name on File
Last Sale$215,000 (Apr 2025)
Tax Bill$663 (2025)
Deeds & MortgagesApr 2025 Sale & Mortgage
Apr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR008789

Property Details

APN / Parcel Number

Primary APNR008789
Alternative APN
  • 561125213002

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,144 sqft Total Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialBuilt-Up Asphalt
Lot Area9,191 sqft (0.211 acres)
Garage TypeCarport
Garage Area216 sqft
CarportCarport
Carport Area216 sqft

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace
SewerMunicipal

Location & Zoning

Account NumberR008789
Street Address1322 E NORTH ST
CityCORTEZ
StateCO
Zip81321-2918
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionSUBDIVISION: C & H SUB LOT: 10-12 BLOCK: 6 ALL LOTS 10-11 & N 17FT LOT 12 B530 P43 B553 P984
Legal Range16W
Legal Township36N
Legal Section24
Legal SubdivisionC & H SUB
Legal Block6
Legal Lot Number10-12
JurisdictionMONTEZUMA CO
Township / Civil DivisionCORTEZ
Census Block Group3
Census Block3041
Census Tract969302

Owner

Source: Montezuma County assessment roll, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1322 E NORTH ST, CORTEZ, CO 81321-2918
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2025Special Warranty Deed, Transfer · Conventional Mortgage
V I P MORTGAGE INC
Apr 8, 2021Special Warranty Deed, Transfer · Conventional Mortgage
ENT CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 30, 2025 · Amount on Record
Deed SaleApr 30, 2025 · Amount on Record
Prior SaleApr 8, 2021 · Amount on Record
Deed Document Number2025661091
Record UpdatedSep 20, 2026

April 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMONTEZUMA CO
Recording DateApr 30, 2025
Property Address1322 E NORTH ST, CORTEZ, CO 81321-2918
Document Number0000661091
Map ReferenceMB 7 PG 18
Instrument DateApr 30, 2025
Instrument661091
Transaction TypeTransfer
Record UpdatedMar 24, 2026
Title CompanyCOLORADO TTL & CLOSING SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$21.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1322 E NORTH ST, CORTEZ, CO 81321-2918

Mortgage

Document Number0000661092
DateApr 30, 2025
Instrument661092
Lender
NameV I P MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2055

April 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMONTEZUMA CO
Recording DateApr 8, 2021
Property Address1322 E NORTH ST, CORTEZ, CO 81321-2918
Document Number0000636329
Map ReferenceMB 7 PG 18
Instrument DateApr 8, 2021
Instrument636329
Transaction TypeTransfer
Record UpdatedApr 1, 2022
Title CompanyCOLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$17.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1322 E NORTH ST, CORTEZ, CO 81321-2918

Mortgage

Document Number0000636330
DateApr 8, 2021
Instrument636330
Lender
NameENT CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Montezuma County assessment roll, as of March 24, 2026

Property Jurisdictions

TypeName
StateColorado
CountyMontezuma County
MunicipalityCortez City
Unified School DistrictMontezuma-Cortez School District RE-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$663.00 (+47.99%)$13,142 (+50.85%) Land $1,990 Building $11,152$165,105 (+50.84%) Land $25,000 Building $140,105
2024$448.00 (+10.07%)$8,712 (-33.45%) Land $1,017 Building $7,695$109,454 (-33.44%) Land $12,779 Building $96,675
2023$407.00 (-22.77%)$13,090 (+19.98%) Land $1,528 Building $11,562$164,454 (+19.98%) Land $19,200 Building $145,254
2022$527.00$10,910 Land $1,461 Building $9,449$137,063 Land $18,358 Building $118,705

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 83% of Colorado
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CORTEZ
serves 8,770 people · EPA ID CO0142200
Water SourceSurface water
Last State InspectionJun 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Clearnetworx
Fiber
1,000 / 1,000
TDS Telecom
Cable
1,000 / 20
Choice Broadband
Fixed Wireless
400 / 80
Nimbus Solutions
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Farmers Telecommunications, FastTrack Communications, Visionary Broadband.

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