Montezuma County property record for 402 E North St, Cortez, CO 81321
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,064 sqft · built 1925 |
| Lot Size | 0.211 acres (9,191 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $93,300 (May 2006) |
| Tax Bill | $1,015 (2025) |
| Deeds & Mortgages | Oct 2019 Sale May 2006 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R009092 |
| Primary APN | R009092 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,064 sqft Total Area |
| Basement Area | 336 sqft |
| Unfinished Basement | 336 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Ranch |
| Exterior Material | Shingles |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,191 sqft (0.211 acres) |
| Garage Area | 416 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Account Number | R009092 |
|---|---|
| Street Address | 402 E NORTH ST |
| City | CORTEZ |
| State | CO |
| Zip | 81321-3347 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NB |
| Legal Description | SUBDIVISION: FR COFFINS ADD LOT: 15-18 BLOCK: 2 W 92FT OF LOTS 15-18; B506 P674-83 R/460768 R/461152 R/464187,189 R/465768 |
| Legal Subdivision | FR COFFINS ADD |
| Legal Block | 2 |
| Legal Lot Number | 15-18 |
| Jurisdiction | MONTEZUMA CO |
| Township / Civil Division | CORTEZ |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 969301 |
Source: Montezuma County records, as of March 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 402 E NORTH ST, CORTEZ, CO 81321-3347 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 30, 2019 | Deed, Transfer |
| May 26, 2006 | Warranty Deed, Transfer · Conventional Mortgage COLORADO HOUSING & FINANCE AUTHORIT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 2006 · Amount on Record |
| Deed Sale | May 26, 2006 · Amount on Record |
| Prior Sale | Oct 27, 2000 |
| Deed Document Number | 2006540680 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Oct 30, 2019 |
| Property Address | 402 E NORTH ST, CORTEZ, CO 81321-3347 |
| Document Number | 0000626026 |
| Map Reference | MB 1 PG 9 |
| Instrument Date | Oct 30, 2019 |
| Instrument | 626026 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 325 N ASH ST, CORTEZ, CO 81321-2811 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | May 26, 2006 |
| Property Address | 402 E NORTH ST, CORTEZ, CO 81321-3347 |
| Document Number | 0000540680 |
| Map Reference | MB1 PG9 |
| Instrument Date | May 26, 2006 |
| Instrument | 540680 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 402 E NORTH ST, CORTEZ, CO 81321-3347 |
| Document Number | 0000540681 |
|---|---|
| Date | May 26, 2006 |
| Instrument | 540681 |
| Name | COLORADO HOUSING & FINANCE AUTHORIT |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2036 |
| Document Number | 0000540682 |
|---|---|
| Date | May 26, 2006 |
| Instrument | 540682 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | 00000 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 396 Months |
| Due | May 26, 2039 |
Source: Montezuma County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montezuma County |
| Municipality | Cortez City |
| Unified School District | Montezuma-Cortez School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,015.00 (+44.18%) | $20,120 (+46.96%) Land $1,904 Building $18,216 | $252,762 (+46.95%) Land $23,920 Building $228,842 |
| 2024 | $704.00 (+1%) | $13,691 (-24.23%) Land $2,430 Building $11,261 | $172,003 (-24.23%) Land $30,533 Building $141,470 |
| 2023 | $640.00 (+0.79%) | $18,070 (+37.6%) Land $3,208 Building $14,862 | $227,003 (+37.6%) Land $40,296 Building $186,707 |
| 2022 | $635.00 | $13,132 Land $1,465 Building $11,667 | $164,969 Land $18,400 Building $146,569 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clearnetworx Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Choice Broadband Fixed Wireless | 400 / 80 |
| Nimbus Solutions Fixed Wireless | 100 / 100 |
| Visionary Broadband Fixed Wireless | 100 / 20 |
May also be available: Farmers Telecommunications, FastTrack Communications, T-Mobile.
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