Montezuma County property record for 12205 E North St, Cortez, CO 81321
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 2,244 sqft · built 1959 |
| Lot Size | 0.234 acres (10,193 sqft) |
| Owner | Company Name on File |
| Last Sale | $55,000 (Oct 1993) |
| Tax Bill | $3,802 (2025) |
| Deeds & Mortgages | May 2021 Construction Loan Jun 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R008795 |
| Primary APN | R008795 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,244 sqft Total Area |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Roof Type | Flat |
| Lot Area | 10,193 sqft (0.234 acres) |
| Total Buildings | 3 Buildings |
| Heating System | Floor/Wall Furnace |
|---|---|
| Sewer | Municipal |
| Account Number | R008795 |
|---|---|
| Street Address | 12205 E NORTH ST |
| City | CORTEZ |
| State | CO |
| Zip | 81321 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | C |
| Legal Description | SUBDIVISION: DENNISON SUB LOT: 1-3 BLOCK: 2 B 528 P 310 B 559 P 622 B 680 P 268-69 |
| Legal Subdivision | DENNISON SUB |
| Legal Block | 2 |
| Legal Lot Number | 1-3 |
| Jurisdiction | MONTEZUMA CO |
| Township / Civil Division | CORTEZ |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 969302 |
12205 E North St, a commercial property, is owned by a company that bought it in October 1993.
Source: Montezuma County records, as of March 24, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 1236, CORTEZ, CO 81321-1236 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 28, 2021 | Deed of Trust, Mortgage · Construction Mortgage BANK OF THE SAN JUANS |
| Jun 24, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF THE SAN JUANS |
| Aug 8, 2007 | Warranty Deed, Transfer COLORADO TITLE LLC, COLORADO LAND TITLE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 19, 1993 · Amount on File |
| Deed Sale | Oct 19, 1993 · Amount on File |
| Deed Document Number | 1993680P269 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 1220 E NORTH ST, CORTEZ, CO 81321-2916 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 637490 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 637490 |
| Name | BANK OF THE SAN JUANS |
|---|---|
| Type | Bank |
| Address | PAGOSA SPRINGS, CO 81147 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 1220 E NORTH ST, CORTEZ, CO 81321-2916 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 630054 |
|---|---|
| Date | Jun 24, 2020 |
| Instrument | 630054 |
| Name | BANK OF THE SAN JUANS |
|---|---|
| Type | Bank |
| Address | PAGOSA SPRINGS, CO 81147 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Aug 8, 2007 |
| Property Address | 12205 E NORTH ST, CORTEZ, CO 81321 |
| Document Number | 0000550605 |
| Map Reference | MB8 PG32 |
| Instrument Date | Aug 7, 2007 |
| Instrument | 550605 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2026 |
| Title Company | COLORADO TITLE LLC, COLORADO LAND TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1236, CORTEZ, CO 81321-1236 |
The 2025 property tax bill for 12205 E North St was $3,802, up 26.8% from the year before.
Source: Montezuma County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montezuma County |
| Municipality | Cortez City |
| Unified School District | Montezuma-Cortez School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,802.00 (+26.82%) | $67,638 (+32.54%) Land $36,975 Building $30,663 | $233,234 (+32.54%) Land $127,500 Building $105,734 |
| 2024 | $2,998.00 (+9.9%) | $51,033 (-14.56%) Land $31,059 Building $19,974 | $175,976 (-14.56%) Land $107,100 Building $68,876 |
| 2023 | $2,728.00 (+10.85%) | $59,733 (+34.41%) Land $31,059 Building $28,674 | $205,976 (+34.41%) Land $107,100 Building $98,876 |
| 2022 | $2,461.00 | $44,441 Land $19,227 Building $25,214 | $153,244 Land $66,300 Building $86,944 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12205 E North St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 12205 E North St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clearnetworx Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Choice Broadband Fixed Wireless | 400 / 80 |
| Nimbus Solutions Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Farmers Telecommunications, FastTrack Communications, Visionary Broadband.
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