Baltimore County property record for 13217 Choptank Rd, Middle River, MD 21220
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,250 sqft · built 1949 |
| Lot Size | 0.344 acres (14,984 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $410,000 (Aug 2025) |
| Tax Bill | $4,827 (2024) |
| Deeds & Mortgages | Apr 2026 Mortgage Jun 2021 Sale & Mortgage |
| APN | 15-2300004386 |
| Primary APN | 15-2300004386 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,250 sqft Living Area |
| 1st Floor Area | 1,620 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 14,984 sqft (0.344 acres) |
| Lot Dimensions | 200 ft deep x 75 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | 96 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 2300004386 |
|---|---|
| Street Address | 13217 CHOPTANK RD |
| City | MIDDLE RIVER |
| State | MD |
| Zip | 21220-1106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .344AC LT198 PT 199 OLIVER BEACH |
| Legal Subdivision | OLIVER BEACH |
| Legal Block | 1 |
| Legal Lot Number | 198 |
| Jurisdiction | BALTIMORE MD |
| Township / Civil Division | 15 |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 451801 |
13217 Choptank Rd is owned and occupied by two individuals who bought it in August 2025.
Source: Baltimore County records, as of April 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13217 CHOPTANK RD, MIDDLE RIVER, MD 21220-1106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 3, 2026 | Deed of Trust, Mortgage · FHA Mortgage CERTIFIED TITLE |
| Jun 25, 2021 | Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2025 · Amount on File |
| Deed Sale | Aug 8, 2025 · Amount on File |
| Prior Sale | Jun 25, 2021 · Amount on File |
| Deed Book / Page | 50381 / 232 |
| Prior Transfer Date | May 26, 2021 |
| Prior Transfer Doc | 0450040305 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Apr 3, 2026 |
| Property Address | 13217 CHOPTANK RD, MIDDLE RIVER, MD 21220-1106 |
| Document Number | 5115000305 |
| Book / Page | 51155 / 305 |
| Instrument Date | Mar 19, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CERTIFIED TITLE |
| Name | Verified Name |
|---|---|
| Address | 13217 CHOPTANK RD, MIDDLE RIVER, MD 21220-1106 |
| Document Number | 5115000305, |
|---|---|
| Date | Apr 3, 2026 |
| Book Page | 51155/305 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Jun 25, 2021 |
| Property Address | 13217 CHOPTANK RD, MIDDLE RIVER, MD 21220-1106 |
| Document Number | 0450040305 |
| Book / Page | 45004 / 305 |
| Map Reference | MB JWB 14 FO 37 |
| Instrument Date | May 26, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 13217 CHOPTANK RD, MIDDLE RIVER, MD 21220-1106 |
| Document Number | 0450040311 |
|---|---|
| Date | Jun 25, 2021 |
| Book Page | 45004/311 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2036 |
Source: Baltimore County assessment roll, as of July 14, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Baltimore County |
| Unified School District | Baltimore County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $246,400 | $261,600 Land $92,400 Building $169,200 | |
| 2024 | $4,827.00 (+213.44%) | ||
| 2023 | $1,540.00 | $216,000 Land $87,700 Building $128,300 | $216,000 Land $87,700 Building $128,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 13217 Choptank Rd; there have been 18 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 18 (1981–2024) |
| Claims Outside the SFHA | 9 of 18 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13217 Choptank Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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