13202 Choptank Rd, Middle River, MD 21220 Property Records

Baltimore County property record for 13202 Choptank Rd, Middle River, MD 21220

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,956 sqft · built 2014
Lot Size	0.229 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Feb 2019)
Tax Bill	$2,368 (2023)
Deeds & Mortgages	Apr 2022 Mortgage Nov 2019 Mortgage + 1 more
APN	`15-2500009557`

Property Details

APN / Parcel Number

Primary APN	`15-2500009557`
Alternative APN	`2500009557`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,956 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.229 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Garage Type	Mixed
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	82 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	2500009557
Street Address	13202 CHOPTANK RD
City	MIDDLE RIVER
State	MD
Zip	21220-1152
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NW CHOPTANK RD OLIVER BEACH
Legal Subdivision	OLIVER BEACH SEC B
Legal Lot Number	186
Jurisdiction	BALTIMORE MD
Township / Civil Division	15
Census Block Group	1
Census Block	1006
Census Tract	451801

Owner

13202 Choptank Rd is owned and occupied by an individual who bought it in February 2019.

Source: Baltimore County records, as of September 22, 2023

Owner of Record	Individual Name on File
Mailing Address	13202 CHOPTANK RD, MIDDLE RIVER, MD 21220-1152
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Nov 27, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP
Feb 25, 2019	Deed, Transfer · FHA Mortgage 1ST ALLIANCE LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2019 · Amount on File
Deed Sale	Feb 25, 2019 · Amount on File
Prior Sale	Apr 8, 2015 · Amount on File
Deed Document Number	0041165234
Deed Book / Page	41165 / 234
Record Updated	Jun 7, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	13202 CHOPTANK RD, MIDDLE RIVER, MD 21220-1152
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	2020 TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13202 CHOPTANK RD, MIDDLE RIVER, MD 21220-1152

Mortgage

Document Number	0467410065
Date	Apr 19, 2022
Book Page	46741/65

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Dec 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	13202 CHOPTANK RD, MIDDLE RIVER, MD 21220-1152
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0421640001
Date	Nov 27, 2019
Book Page	42164/001

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Feb 25, 2019
Property Address	13202 CHOPTANK RD, MIDDLE RIVER, MD 21220-1152
Document Number	0411650234
Book / Page	41165 / 234
Map Reference	MB JWB 14 FO 37
Instrument Date	Feb 1, 2019
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	MID ATLANTIC TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13202 CHOPTANK RD, MIDDLE RIVER, MD 21220-1152

Mortgage

Document Number	0041165238
Date	Feb 25, 2019
Instrument	41165/238

Lender

Name	1ST ALLIANCE LENDING LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,368.00 Homeowner's exemption	$335,700 Land $86,500 Building $249,200	$335,700 Land $86,500 Building $249,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 13202 Choptank Rd; there have been 18 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	18 (1981–2024)
Claims Outside the SFHA	9 of 18
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Hurricane Isabel, Sep 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13202 Choptank Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T.

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