13116 Choptank Rd, Middle River, MD 21220 Property Records

Baltimore County property record for 13116 Choptank Rd, Middle River, MD 21220

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,448 sqft · built 1953
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Aug 2025)
Tax Bill	$3,381 (2024)
Deeds & Mortgages	Sep 2022 Second Mortgage Sep 2022 Mortgage + 1 more
APN	`15-1513401720`

Property Details

APN / Parcel Number

Primary APN	`15-1513401720`
Alternative APN	`1513401720`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,448 sqft Living Area
1st Floor Area	1,448 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Porch	Enclosed Porch
Porch Area	128 sqft
Deck Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1513401720
Street Address	13116 CHOPTANK RD
City	MIDDLE RIVER
State	MD
Zip	21220-1105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLIVER BEACH
Legal Subdivision	OLIVER BEACH
Legal Block	1
Legal Lot Number	191
Jurisdiction	BALTIMORE MD
Township / Civil Division	15
Census Block Group	1
Census Block	1006
Census Tract	451801

Owner

Source: Baltimore County records, as of September 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13116 CHOPTANK RD, MIDDLE RIVER, MD 21220-1105
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST HOME MORTGAGE CORP
Sep 19, 2022	Deed of Trust, Mortgage · FHA Mortgage FIRST HOME MORTGAGE CORP
Jun 20, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2025 · Amount on Record
Deed Sale	Aug 25, 2025 · Amount on Record
Prior Sale	Sep 19, 2022 · Amount on Record
Prior Transfer Date	May 4, 2018
Prior Transfer Doc	0403870396
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	13116 CHOPTANK RD, BALTIMORE, MD 21220-1105
Transaction Type	Mortgage
Record Updated	Sep 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0473560235
Date	Sep 19, 2022
Book Page	47356/235

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	MIDDLE RIVER, MD 21220

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	13116 CHOPTANK RD, BALTIMORE, MD 21220-1105
Transaction Type	Mortgage
Record Updated	Sep 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0473560217
Date	Sep 19, 2022
Book Page	47356/217

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	MIDDLE RIVER, MD 21220

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BALTIMORE MD
Recording Date	Jun 20, 2018
Property Address	13116 CHOPTANK RD, BALTIMORE, MD 21220-1105
Document Number	0403870396
Book / Page	040387 / 000396
Instrument Date	May 4, 2018
Transaction Type	Transfer
Record Updated	Jul 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13116 CHOPTANK RD BALTIMORE MD 212201105, BALTIMORE, MD 21220-1105

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$237,000 (+18.03%)	$255,100 (+27.04%) Land $90,000 Building $165,100
2024	$3,381.00 (+133.49%)
2023	$1,448.00	$200,800 Land $86,500 Building $114,300	$200,800 Land $86,500 Building $114,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	18 (1981–2024)
Claims Outside the SFHA	9 of 18
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Hurricane Isabel, Sep 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T.

Nearby Properties on Choptank Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures