Baltimore County property record for 13205 Choptank Rd, Middle River, MD 21220
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,786 sqft · built 1973 |
| Lot Size | 0.459 acres (20,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $265,000 (Dec 2017) |
| Tax Bill | $3,695 (2024) |
| Deeds & Mortgages | Mar 2021 Mortgage Dec 2017 Sale & Mortgage |
| APN | 15-1523003940 |
| Primary APN | 15-1523003940 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,786 sqft Living Area |
| 1st Floor Area | 988 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Roof Material | Composition Shingle |
| Lot Area | 20,000 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Type | Carport |
| Garage Area | 280 sqft |
| Carport | Carport |
| Carport Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1523003940 |
|---|---|
| Street Address | 13205 CHOPTANK RD |
| City | MIDDLE RIVER |
| State | MD |
| Zip | 21220-1106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LTS 203,204 OLIVER BEACH |
| Legal Subdivision | OLIVER BEACH |
| Legal Block | 1 |
| Legal Lot Number | 203 |
| Jurisdiction | BALTIMORE MD |
| Township / Civil Division | 15 |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 451801 |
Source: Baltimore County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13205 CHOPTANK RD, MIDDLE RIVER, MD 21220-1106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 31, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 26, 2017 | Deed, Transfer · FHA Mortgage 1ST FINANCIAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 26, 2017 · Amount on Record |
| Deed Sale | Dec 26, 2017 · Amount on Record |
| Prior Sale | Mar 5, 2007 · Amount on Record |
| Deed Book / Page | 39787 / 157 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 13205 CHOPTANK RD, MIDDLE RIVER, MD 21220-1106 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | BATTERS LAW TTL & STLMT LLC |
| Name | Verified Name |
|---|
| Document Number | 0444250442 |
|---|---|
| Date | Mar 31, 2021 |
| Book Page | 44425/442 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Dec 26, 2017 |
| Property Address | 13205 CHOPTANK RD, MIDDLE RIVER, MD 21220-1106 |
| Document Number | 0397870157 |
| Book / Page | 0039787 / 157 |
| Map Reference | MB JWB 14 FO37 |
| Instrument Date | Dec 15, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | COMPETITIVE TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 13205 CHOPTANK RD, MIDDLE RIVER, MD 21220-1106 |
| Document Number | 0039787163 |
|---|---|
| Date | Dec 26, 2017 |
| Instrument | 0039787/163 |
| Name | 1ST FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2048 |
Source: Baltimore County assessment roll, as of July 14, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Baltimore County |
| Unified School District | Baltimore County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $283,867 (+15.58%) | $303,000 (+23.37%) Land $95,000 Building $208,000 | |
| 2024 | $3,695.00 (+104.48%) | ||
| 2023 | $1,807.00 Homeowner's exemption | $245,600 Land $89,000 Building $156,600 | $245,600 Land $89,000 Building $156,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 18 (1981–2024) |
| Claims Outside the SFHA | 9 of 18 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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