1324 Pine Bluff Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 1324 Pine Bluff Dr, Saint Charles, MO 63304 · Last verified October 2023

Property Summary

Property Type	Row House
Details	2 bd · 3 ba · 1,510 sqft · built 2003
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$269,000 (Sep 2019)
Deeds & Mortgages	Oct 2020 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T011100051`

Property Details

APN / Parcel Number

Primary APN	`T011100051`
Alternative APN	`3-0016-8443-00-016C.0000000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,510 sqft Living Area
1st Floor Area	1,510 sqft
Basement Area	1,510 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 2003
Architectural Style	Spanish
Exterior Material	Brick Veneer
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	186 sqft
Patio Area	144 sqft

Location & Zoning

Account Number	T011100051
Old Parcel Number	T011100051
Street Address	1324 PINE BLUFF DR
City	SAINT CHARLES
State	MO
Zip	63304-8784
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Row House
Legal Description	PINE BLUFF VILLAS LOT 16C
Legal Subdivision	PINE BLUFF VILLAS
Legal Lot Number	16C
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	4
Census Block	4004
Census Tract	311122

Owner

Source: St. Charles County records · APN T011100051

Assessment roll updated July 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1324 PINE BLUFF DR, SAINT CHARLES, MO 63304-8784
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 09, 2020	Deed of Trust, Mortgage · Conventional Mortgage DELMAR FINANCIAL CO
Sep 09, 2019	Warranty Deed, Transfer · Conventional Mortgage DELMAR FINANCIAL CO
Sep 11, 2017	Deed of Trust, Mortgage ST LOUIS NEWSPAPER CARRIERS CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 09, 2019 · Amount on Record
Deed Sale	Sep 09, 2019 · Amount on Record
Prior Sale	Aug 04, 2003 · Amount on Record
Deed Document Number	0007138705
Deed Book / Page	7138 / 705
Record Updated	Jun 07, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1324 PINE BLUFF DR, SAINT CHARLES, MO 63304-8784
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1324 PINE BLUFF DR, SAINT CHARLES, MO 63304-8784

Mortgage

Document Number	0000076405
Date	Oct 09, 2020
Instrument	2020R-076405

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company
Address	63414

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Nov 01, 2049

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 09, 2019
Property Address	1324 PINE BLUFF DR, SAINT CHARLES, MO 63304-8784
Document Number	0000485110
Book / Page	7138 / 0705
Map Reference	MB 36 PG 345
Instrument Date	Sep 04, 2019
Instrument	20190909000485110
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1028 ELK RUN DR, 1028, IMPERIAL, MO 63052-1678

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1324 PINE BLUFF DR, SAINT CHARLES, MO 63304-8784

Mortgage

Document Number	0000485120
Date	Sep 09, 2019
Instrument	20190909000485120

Lender

Name	DELMAR FINANCIAL CO
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1324 PINE BLUFF DR, SAINT CHARLES, MO 63304-8784
Document Number	0068090328
Book / Page	006809 / 000328
Instrument Date	Sep 11, 2017
Transaction Type	Mortgage
Record Updated	Sep 28, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1324 PINE BLUFF DR ST CHARLES MO 633048784, ST CHARLES, MO 63304-8784

Mortgage

Document Number	0068090328
Date	Sep 19, 2017
Book Page	006809/000328
Instrument	586740

Lender

Name	ST LOUIS NEWSPAPER CARRIERS CU
Type	Credit Union
Address	FENTON, MO 63026

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Assessed Value	Assessed Market Value
2023	$55,154
2022		$290,283 Building $290,283

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111224, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 5% of the US · above 7% of Missouri
Wildfire Likelihood	About 1 in 6,250 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 283 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Pine Bluff Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures