Osceola County property record for 1321 13th St, Saint Cloud, FL 34769 · Last verified August 2026
| Property Type | Commercial Office |
|---|---|
| Details | 1,673 sqft · built 1910 |
| Lot Size | 0.169 acres (7,361 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,037 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-26-30-0001-0246-0210 |
| Primary APN | 01-26-30-0001-0246-0210 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 4 Plumbing Fixtures |
|---|---|
| Total Rooms | 7 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,673 sqft Gross Area |
| 1st Floor Area | 1,341 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 7,361 sqft (0.169 acres) |
| Lot Dimensions | 50 ft deep x 140 ft wide |
| Porch | Finished/Open Porch |
| Porch Area | 332 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 1321 13TH ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-4301 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Commercial Office |
| Legal Description | ST CLOUD PB B PG 34 BLK 246 LOTS 21 & 22 11/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 246 |
| Legal Lot Number | 21 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 43500 |
Source: Osceola County records · APN 01-26-30-0001-0246-0210
Assessment roll updated November 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 700494, SAINT CLOUD, FL 34770-0494 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 21, 2008 |
| Deed Sale | May 21, 2008 |
| Prior Sale | Nov 02, 2004 · Amount on Record |
| Deed Document Number | 200886769 |
| Deed Book / Page | 3689 / 805 |
| Last Transfer Date | Aug 31, 2009 |
| Transfer Doc | 0038902861 |
| Record Updated | Sep 20, 2026 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,037.00 (+11.04%) | $185,700 (+22.66%) Land $81,000 Building $104,700 | $185,700 (+22.66%) Land $81,000 Building $104,700 |
| 2024 | $2,735.00 (+8.66%) | ||
| 2023 | $2,517.00 (+12.27%) | $151,400 (+17.46%) Land $61,500 Building $89,900 | $151,400 (+17.46%) Land $61,500 Building $89,900 |
| 2022 | $2,242.00 | $128,900 Land $51,200 Building $77,700 | $128,900 Land $51,200 Building $77,700 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970435002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 12 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 526 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Lumen Technologies | Fiber | 8,000 / 8,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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