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1118 13th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1118 13th St, Saint Cloud, FL 34769 · Last verified April 2026

Property Summary

Property TypeVehicle Sales & Rentals
Details8,278 sqft · built 2003
Lot Size2.04 acres (88,862 sqft)
OwnerCompany Name on File
Last Sale$5,860,000 (Nov 2021)
Tax Bill$31,502 (2025)
Deeds & MortgagesNov 2021 Mortgage
Nov 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-26-30-0001-0221-0130

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0221-0130
Alternative APNs
  • 263001000102210130
  • 78387

Interior

Plumbing Fixtures11 Plumbing Fixtures
Total Rooms10 Rooms
Units2 Units
Stories1 Story
Building Area8,278 sqft Gross Area
1st Floor Area7,070 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleCustom Design
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Fire ResistanceFireproof Steel Frame
Roof TypeSawtooth
Roof MaterialBuilt-Up Asphalt
Lot Area88,862 sqft (2.04 acres)
Lot Dimensions200 ft deep x 140 ft wide
PorchFinished/Open Porch
Porch Area1,208 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1118 13TH ST
CitySAINT CLOUD
StateFL
Zip34769-4406
Property CategoryCommercial
Property TypeCommercial > Retail > Vehicle Sales & Rentals
Legal DescriptionST CLOUD PB B PG 34 BLK 221 LOTS 1-24 AND VAC ALLEYWAY LYING WITHIN ABOVE SAID LOTS 2/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block221
Legal Lot Number13
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2018
Census Tract43500

Owner

Source: Osceola County records · APN 01-26-30-0001-0221-0130

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1118 13TH ST, SAINT CLOUD, FL 34769-4406
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2021Deed of Trust, Mortgage · Commercial Mortgage
FORD MOTOR CREDIT CO
Nov 19, 2021Special Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Mar 05, 2019Loan Modification, Mortgage
SUNTRUST BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 19, 2021 · Amount on Record
Deed SaleNov 19, 2021 · Amount on Record
Deed Document Number2021180197
Deed Book / Page6090 / 2318
Record UpdatedJun 08, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1118 13TH ST, SAINT CLOUD, FL 34769-4406
Transaction TypeMortgage
Record UpdatedAug 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0060902336
DateNov 19, 2021
Book Page6090/2336
Instrument2021180199
Lender
NameFORD MOTOR CREDIT CO
TypeLending Institution
AddressDEARBORN, MI 48126
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

November 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 19, 2021
Property Address1118 13TH ST, SAINT CLOUD, FL 34769-4406
Document Number0060902318
Book / Page6090 / 2318
Map ReferenceMB B PG 33&34
Instrument DateNov 18, 2021
Instrument2021180197
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$41,020.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address7 NORTH BAR ST, 7, BANBURY XX

Transferred To (Grantee/Buyer)

NameVerified Name
Address1118 13TH ST, SAINT CLOUD, FL 34769-4406

March 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Recording DateMar 05, 2019
Property Address1118 13TH ST, SAINT CLOUD, FL 34769-4406
Document Number0054862591
Book / Page005486 / 002591
Instrument DateFeb 22, 2019
Instrument28262
Transaction TypeMortgage
Record UpdatedMar 19, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address77-83 GROVEBURY RD

Mortgage

Document Number54862591
DateMar 05, 2019
Book Page005486/002591
Instrument28262
Lender
NameSUNTRUST BK
TypeBank
Address200 S ORANGE AVE, ORLANDO, FL 32801-3410
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$31,502.00 (+8.72%)$1,854,800 (+29.98%) Land $1,099,700 Building $755,100$1,854,800 (+29.98%) Land $1,099,700 Building $755,100
2024$28,975.00 (+13.05%)
2023$25,631.00 (+10.06%)$1,427,000 (+10.42%) Land $834,900 Building $592,100$1,427,000 (+10.42%) Land $834,900 Building $592,100
2022$23,289.00$1,292,300 Land $695,800 Building $596,500$1,292,300 Land $695,800 Building $596,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970435002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force
6 of 12 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the St. Cloud Downtown Historic District
listed 2023 · 177 contributing resources · NRIS 100009031

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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