Osceola County property record for 1414 13th St, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Auto Repair, Garage |
|---|---|
| Details | 1 ba · 1,196 sqft · built 1925 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $159,800 (Apr 2011) |
| Tax Bill | $3,848 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 78356 |
| Primary APN | 78356 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 2 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,196 sqft Heated Area |
| 1st Floor Area | 1,196 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum Siding |
| Fire Resistance | Wood or Wood & Steel Frame |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Garage Type | Carport |
| Garage Area | 240 sqft |
| Carport | Carport |
| Parking Spaces | 5 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 168 sqft |
| Patio Area | 294 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 78356 |
|---|---|
| Street Address | 1414 13TH ST |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-4303 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Auto Repair, Garage |
| Legal Description | ST CLOUD PB B PG 34 BLK 218 LOTS 9-12 2/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD HWY CENTRAL |
| Legal Tract | 1 |
| Legal Block | 218 |
| Legal Lot Number | 9 10 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 43500 |
Source: Osceola County records · APN 78356
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | PO BOX 700607, SAINT CLOUD, FL 34770-0607 |
| Owner Type | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 14, 2011 · Amount on Record |
| Deed Sale | Apr 14, 2011 · Amount on Record |
| Prior Sale | Mar 15, 2007 · Amount on Record |
| Deed Document Number | 2011048951 |
| Deed Book / Page | 4117 / 0002 |
| Record Updated | Jun 08, 2026 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,848.00 (+24.37%) | $246,800 (+34.35%) Land $187,500 Building $59,300 | $246,800 (+34.35%) Land $187,500 Building $59,300 |
| 2023 | $3,094.00 (+12.3%) | $183,700 (+17.61%) Land $142,300 Building $41,400 | $183,700 (+17.61%) Land $142,300 Building $41,400 |
| 2022 | $2,755.00 | $156,200 Land $118,600 Building $37,600 | $156,200 Land $118,600 Building $37,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970435002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 12 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 526 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Lumen Technologies | Fiber | 8,000 / 8,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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