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607 12th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 607 12th St, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Architecture StyleCustom Design
Year BuiltBuilt 1969
Square Footage728 sqft Living Area
Lot Size2,787 sqft (0.064 acres)
GarageCarport, 240 sqft
Last Sale$250,000 (2024)
Tax Bill$1,558.00 (2024)

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0226-0015
Alternative APNs
  • 263001000102260015
  • 78407

Interior

Full Baths1 Baths
Building Area728 sqft Living Area
Gross Area812 sqft Gross Area
1st Floor500 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1969
Architectural StyleCustom Design Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area2,787 sqft (0.064 acres)
Depth X Width50 ft x 56 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeCarport Garage
Garage Area240 sqft Garage
CarportCarport
Carport Area240 sqft Carport
Shed1 Shed
Shed Area35 sqft Shed
Porch Area228 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling

Location & Zoning

Street Address607 12TH ST
CitySAINT CLOUD
StateFL
Zip34769-3884
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionST CLOUD PB B PG 34 BLK 226 W 56 FT LOTS 1 & 2 1/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block226
Legal Lot Number15
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup4
Census Block4023
Census Tract43500

Owner

Source: Osceola County records · APN 01-26-30-0001-0226-0015

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1124 TENNESSEE AVE, SAINT CLOUD, FL 34769-3502
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Apr 05, 2024Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Aug 29, 2023Warranty Deed, Transfer
MELLINGER TITLE SERVICES LLC
May 01, 2020Warranty Deed, Transfer
STEWART TITLE
Feb 06, 2019Warranty Deed, Transfer · Commercial Mortgage
CENTENNIAL BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 05, 2024 · Amount on Record
Deed SaleApr 05, 2024 · Amount on Record
Prior SaleAug 29, 2023 · Amount on Record
Deed Doc Number202443679
Deed Book / Page6577 / 2680
Prior Transfer DateDec 15, 2004
Prior Transfer Doc0026600531
Record RefreshedJun 08, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address607 12TH ST, SAINT CLOUD, FL 34769-3884
Transaction TypeMortgage
Record UpdatedMay 14, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1124 TENNESSEE AVE, SAINT CLOUD, FL 34769-3502

Mortgage

Document Number0065772682
DateApr 05, 2024
Book Page6577/2682
Instrument2024043680
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
TypeMortgage Company
Address1265 CORONA POINTE CT STE 301, CORONA, CA 92879
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2054

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 29, 2023
Property Address607 12TH ST, SAINT CLOUD, FL 34769-3884
Document Number0064651550
Book / Page6465 / 1550
Map ReferenceMB B PG 33&34
Instrument DateAug 25, 2023
Instrument2023113586
Transaction TypeTransfer
Record UpdatedSep 13, 2023
Title CompanyMELLINGER TITLE SERVICES LLC

Transaction

AmountAmount Recorded
Tax$1,085.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address421 LAKESHORE BLVD, SAINT CLOUD, FL 34769-2452

Transferred To (Grantee/Buyer)

NameVerified Name
Address111 E WASHINGTON ST UNIT 2015, 2015, ORLANDO, FL 32801-2379

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 01, 2020
Property Address607 12TH ST, SAINT CLOUD, FL 34769-3884
Document Number0057170098
Book / Page005717 / 000098
Instrument DateMay 01, 2020
Instrument59643
Transaction TypeTransfer
Record UpdatedJun 26, 2020
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$670.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4204 PRAIRIE IRIS CT ST CLOUD FL 347727742, ST CLOUD, FL 34772-7742

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 06, 2019
Property Address607 12TH ST, SAINT CLOUD, FL 34769-3884
Document Number0054731573
Book / Page5473 / 1573
Map ReferenceMB B PG 33&34
Instrument DateFeb 06, 2019
Instrument2019015851
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanySTEWART TITLE CO

Transaction

AmountAmount Recorded
Tax$623.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address501 ALABAMA AVE, 501, SAINT CLOUD, FL 34769-2646

Transferred To (Grantee/Buyer)

NameVerified Name
Address3800 5TH ST, SAINT CLOUD, FL 34769-2024

Mortgage

Document Number2019015852
DateFeb 06, 2019
Instrument2019015852
Lender
NameCENTENNIAL BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueFeb 04, 2029
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,627.00 (+4.43%)$90,700 (+12.81%) Land $34,500 Building $56,200$90,700 (+12.81%) Land $34,500 Building $56,200
2024$1,558.00 (+13.06%)
2023$1,378.00 (+11.58%)$80,400 (+15.35%) Land $26,200 Building $54,200$80,400 (+15.35%) Land $26,200 Building $54,200
2022$1,235.00$69,700 Land $21,800 Building $47,900$69,700 Land $21,800 Building $47,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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