1320 Kenton Way, Troy, OH 45373 Property Records

Miami County property record for 1320 Kenton Way, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,417 sqft · built 1998
Lot Size	0.231 acres (10,062 sqft)
Owner	Individual Name on File
Last Sale	$179,000 (Aug 2015)
Tax Bill	$3,289 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2020 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D08-102942`

Property Details

APN / Parcel Number

Primary APN	`D08-102942`
Alternative APN	`050631.3-02-036-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,417 sqft Living Area
1st Floor Area	2,834 sqft
Basement Area	1,417 sqft
Unfinished Basement	1,417 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	10,062 sqft (0.231 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	101 sqft
Patio Area	295 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1320 KENTON WAY
City	TROY
State	OH
Zip	45373-8203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 8480 KENSINGTON SUB #1
Legal Subdivision	KENSINGTON SUB #1
Legal Lot Number	8480
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1020
Census Tract	365302

Owner

1320 Kenton Way is owned and occupied by an individual who bought it in August 2015.

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1320 KENTON WAY, TROY, OH 45373-8203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 5, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2015 · Amount on File
Deed Sale	Aug 14, 2015 · Amount on File
Deed Document Number	2015OR-09662
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Recording Date	Jun 11, 2026
Property Address	1320 KENTON WAY, TROY, OH 45373-8203
Document Number	0000007176
Instrument Date	Jun 5, 2026
Instrument	20267176
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 KENTON WAY, TROY, OH 45373-8203

Mortgage

Document Number	0000007176,
Date	Jun 11, 2026
Instrument	20267176

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	1320 KENTON WAY, TROY, OH 45373-8203
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010775
Date	Aug 5, 2020
Instrument	2020OR-10775

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 6, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 1320 Kenton Way was $3,289 with a homeowner's exemption, up 1.8% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,289.00 (+1.76%) Homeowner's exemption	$99,190 (+15.75%) Land $14,700 Building $84,490	$283,400 Land $42,000 Building $241,400
2024	$3,232.00 (+2.21%) Homeowner's exemption	$85,690 (-) Land $15,930 Building $69,760
2023	$3,162.00 (+17.46%) Homeowner's exemption	$85,690 (-) Land $15,930 Building $69,760	$244,800 (-) Land $45,500 Building $199,300
2022	$2,692.00 Homeowner's exemption	$85,690 Land $15,930 Building $69,760	$244,800 Land $45,500 Building $199,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1320 Kenton Way in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (1999–2014)
Claims Outside the SFHA	1 of 5
Most Recent Claim	May 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1320 Kenton Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

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