1320 E 28th St, Des Moines, IA 50317 Property Records

Polk County property record for 1320 E 28th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 672 sqft · built 1915
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$55,000 (Oct 2020)
Tax Bill	$1,298 (2024)
Deeds & Mortgages	Dec 2023 Transfer Oct 2020 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`060/03537-000-000`

Property Details

APN / Parcel Number

Primary APN	`060/03537-000-000`
Alternative APN	`792331477018`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	672 sqft Living Area
Gross Area	722 sqft
1st Floor Area	672 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Bungalow
Exterior Material	Metal
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Porch	Enclosed Porch
Porch Area	50 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1320 E 28TH ST
City	DES MOINES
State	IA
Zip	50317-8304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLK 2 FAIRVIEW
Legal Subdivision	FAIRVIEW
Legal Block	2
Legal Lot Number	2
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1014
Census Tract	1800

Owner

Source: Polk County records, as of February 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4015 LAY ST, DES MOINES, IA 50317-4124
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2023	Quit Claim Deed, Transfer Quitclaim
Oct 9, 2020	Warranty Deed, Transfer · Line of Credit HOUGHTON STATE BANK
Jan 3, 2018	Deed with Mortgage, Transfer · Conventional with PMI CALLISTO TRUST (PT)
Mar 1, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2020 · Amount on Record
Deed Sale	Oct 9, 2020 · Amount on Record
Prior Sale	Aug 12, 2014 · Amount on Record
Deed Document Number	202040255
Deed Book / Page	18117 / 575
Last Transfer Date	Nov 21, 2023
Transfer Doc	0000064620
Record Updated	Sep 20, 2026

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK IA
Recording Date	Dec 6, 2023
Property Address	1320 E 28TH ST, DES MOINES, IA 50317-8304
Document Number	0000064620
Book / Page	19670 / 665
Instrument Date	Nov 21, 2023
Instrument	2023-00064620
Transaction Type	Transfer
Record Updated	Dec 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4015 LAY ST, DES MOINES, IA 50317-4124
Mail Care Of	JIANHUA ZHENG

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Oct 9, 2020
Property Address	1320 E 28TH ST, DES MOINES, IA 50317-8304
Document Number	202000040255
Book / Page	18117 / 575
Instrument Date	Sep 10, 2020
Instrument	2020-00040255
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$87.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12821 LINCOLN AVE, CLIVE, IA 50325-7410

Mortgage

Document Number	202000040259
Date	Oct 9, 2020
Instrument	2020-00040259

Lender

Name	HOUGHTON STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2018: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	POLK IA
Recording Date	Jan 3, 2018
Property Address	1320 E 28TH ST, DES MOINES, IA 50317-8304
Book / Page	016781 / 000440
Instrument Date	Dec 21, 2017
Instrument	54074
Transaction Type	Transfer
Record Updated	Jan 10, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$84.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1531 23RD ST DES MOINES IA 503113121, DES MOINES, IA 50311-3121

Mortgage

Document Number	0000054074
Date	Jan 3, 2018
Book Page	016781/000440
Instrument	54074

Lender

Name	CALLISTO TRUST (PT)
Address	PO BOX 678, DES MOINES, IA 50303-0678

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Interest

Rate	8.5%

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK IA
Recording Date	Mar 1, 2017
Property Address	1320 E 28TH ST, DES MOINES, IA 50317-8304
Document Number	0000072899
Book / Page	016390 / 000407
Instrument Date	Feb 28, 2017
Instrument	72899
Transaction Type	Transfer
Record Updated	Apr 11, 2017

Transaction

Amount	Amount Recorded
Tax	$2.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 678 DES MOINES IA 503030678, DES MOINES, IA 50303-0678

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$75,000 (+13.64%) Land $28,900 Building $46,100	$75,000 (+13.64%) Land $28,900 Building $46,100
2024	$1,298.00 (-50.59%)
2023		$66,000 Land $25,400 Building $40,600	$66,000 Land $25,400 Building $40,600
2020	$2,627.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
CenturyLink Fiber	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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