1317 E 28th St, Des Moines, IA 50317 Property Records

Polk County property record for 1317 E 28th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 720 sqft · built 1956
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$157,000 (Jan 2026)
Tax Bill	$2,680 (2024)
Deeds & Mortgages	Dec 2024 Mortgage Jan 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`060/03533-000-000`

Property Details

APN / Parcel Number

Primary APN	`060/03533-000-000`
Alternative APN	`792331478007`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	720 sqft Living Area
Gross Area	1,440 sqft
1st Floor Area	720 sqft
Basement Area	720 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	96 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1317 E 28TH ST
City	DES MOINES
State	IA
Zip	50317-8303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 BLK 1 FAIRVIEW
Legal Subdivision	FAIRVIEW
Legal Block	1
Legal Lot Number	12
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1015
Census Tract	1800

Owner

Source: Polk County records, as of April 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1317 E 28TH ST, DES MOINES, IA 50317-8303
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2024	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK
Jan 15, 2026	Warranty Deed, Transfer · FHA Mortgage ZILLOW HOME LOANS LLC
Jul 20, 2021	Legal Action/Court Order, Foreclosure · Line of Credit CITY STATE BANK
Jan 31, 2019	Deed of Trust, Mortgage · Line of Credit PREMIER CU
Feb 14, 2018	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2026 · Amount on Record
Deed Sale	Jan 15, 2026 · Amount on Record
Prior Sale	Aug 1, 2022 · Amount on Record
Deed Document Number	20262795
Deed Book / Page	20394 / 957
Prior Transfer Date	Aug 1, 1997
Prior Transfer Doc	0000016716
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1317 E 28TH ST, DES MOINES, IA 50317-8303
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16388 BOSTON COMMONS CIR, CLIVE, IA 50325-4682

Mortgage

Document Number	0000068039
Date	Dec 26, 2024
Book Page	20011/246
Instrument	2024-00068039

Lender

Name	NORTHWEST BANK
Type	Bank
Address	705 GRAND AVE, SPENCER, IA 51301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jan 15, 2026
Property Address	1317 E 28TH ST, DES MOINES, IA 50317-8303
Document Number	0000002795
Book / Page	20394 / 957
Instrument Date	Jan 12, 2026
Instrument	2026-00002795
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1317 E 28TH ST, DES MOINES, IA 50317-8303

Mortgage

Document Number	0000002796
Date	Jan 15, 2026
Instrument	2026-00002796

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

July 2021: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	POLK IA
Recording Date	Jul 20, 2021
Property Address	1317 E 28TH ST, DES MOINES, IA 50317-8303
Document Number	0000076308
Book / Page	18652 / 823
Instrument Date	Jul 19, 2021
Instrument	2021-00076308
Transaction Type	Foreclosure
Record Updated	Jan 28, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$191.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 RELLIM DR, NORWALK, IA 50211-2222

Mortgage

Document Number	0000076296
Date	Jul 20, 2021
Instrument	2021-00076296

Lender

Name	CITY STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1317 E 28TH ST, DES MOINES, IA 50317-8303
Document Number	0000057353
Instrument Date	Jan 31, 2019
Transaction Type	Mortgage
Record Updated	Feb 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1317 E 28TH ST DES MOINES IA 503178303, DES MOINES, IA 50317-8303

Mortgage

Document Number	0000057353
Date	Feb 5, 2019
Book Page	017227/000468
Instrument	57353

Lender

Name	PREMIER CU
Type	Credit Union
Address	DES MOINES, IA 50309

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 4, 2029

Interest

Rate Type	Adjustable Rate

February 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	POLK IA
Recording Date	Feb 14, 2018
Property Address	1317 E 28TH ST, DES MOINES, IA 50317-8303
Document Number	0000063447
Book / Page	016818 / 000828
Instrument Date	Feb 14, 2018
Instrument	63447
Transaction Type	Transfer
Record Updated	Feb 21, 2018

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1317 E 28TH ST DES MOINES IA 503178303, DES MOINES, IA 50317-8303

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$152,100 (+11.67%) Land $28,900 Building $123,200	$152,100 (+11.67%) Land $28,900 Building $123,200
2024	$2,680.00 (+45.02%)
2023		$136,200 Land $25,400 Building $110,800	$136,200 Land $25,400 Building $110,800
2020	$1,848.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
CenturyLink Fiber	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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