1313 E 28th St, Des Moines, IA 50317 Property Records

Polk County property record for 1313 E 28th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 675 sqft · built 1955
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$141,000 (Sep 2022)
Tax Bill	$2,154 (2024)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7923-31-478-008`

Property Details

APN / Parcel Number

Primary APN	`7923-31-478-008`
Alternative APN	`060/03532-000-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	675 sqft Living Area
Gross Area	1,335 sqft
1st Floor Area	675 sqft
Basement Area	660 sqft

Exterior

Year Built	Built 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	1313 E 28TH ST
City	DES MOINES
State	IA
Zip	50317-8303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLK 1 FAIRVIEW
Legal Range	23W
Legal Township	79N
Legal Section	31
Legal Subdivision	FAIRVIEW
Legal Block	1
Legal Lot Number	11
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1015
Census Tract	1800

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1313 E 28TH ST, DES MOINES, IA 50317-8303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Warranty Deed, Transfer · FHA Mortgage TJC MORTGAGE INC
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS BANK
Aug 25, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2022 · Amount on Record
Deed Sale	Sep 22, 2022 · Amount on Record
Prior Sale	Aug 25, 2021 · Amount on Record
Deed Document Number	2022-00074848
Deed Book / Page	19273 / 887
Record Updated	Jun 7, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Sep 22, 2022
Property Address	1313 E 28TH ST, DES MOINES, IA 50317-8303
Document Number	0000074848
Book / Page	19273 / 887
Instrument Date	Sep 20, 2022
Instrument	2022-00074848
Transaction Type	Transfer
Record Updated	Oct 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$224.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1313 E 28TH ST, DES MOINES, IA 50317-8303

Mortgage

Document Number	0000074849
Date	Sep 22, 2022
Instrument	2022-00074849

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1313 E 28TH ST, DES MOINES, IA 50317-8303
Transaction Type	Mortgage
Record Updated	Nov 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100113004
Date	Oct 26, 2021
Book Page	18826/388
Instrument	2021-00113004

Lender

Name	FIRST SAVINGS BANK
Type	Bank
Address	CLARKSVILLE, IN 47129

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Aug 25, 2021
Property Address	1313 E 28TH ST, DES MOINES, IA 50317-8303
Document Number	202100089826
Book / Page	18716 / 72
Instrument Date	Aug 13, 2021
Instrument	2021-00089826
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Amount	Amount Recorded
Tax	$114.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10978 CLEVELAND TRL, NORWALK, IA 50211-9299

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$131,900 (+12.26%) Land $28,900 Building $103,000	$131,900 (+12.26%) Land $28,900 Building $103,000
2024	$2,154.00 (+7.59%)
2023		$117,500 Land $25,400 Building $92,100	$117,500 Land $25,400 Building $92,100
2020	$2,002.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
CenturyLink Fiber	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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