1328 E 28th St, Des Moines, IA 50317 Property Records

Polk County property record for 1328 E 28th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1958
Lot Size	0.11 acres (4,800 sqft)
Owner	Company Name on File
Last Sale	$125,000 (Apr 2025)
Tax Bill	$1,818 (2024)
Deeds & Mortgages	Apr 2025 Sale & Line of Credit May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7923-31-477-015`

Property Details

APN / Parcel Number

Primary APN	`7923-31-477-015`
Alternative APN	`060/00534-000-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft

Exterior

Year Built	Built 1958
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Construction Type	Wood Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	80 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Deck Area	290 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	1328 E 28TH ST
City	DES MOINES
State	IA
Zip	50317-8304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 60F LOTS 366 & 367 BOULEVARD ADDITION
Legal Range	23W
Legal Township	79N
Legal Section	31
Legal Subdivision	BOULEVARD ADD
Legal Lot Number	366,367 367
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1014
Census Tract	1800

Owner

1328 E 28th St is owned by a company that bought it in April 2025 and is owner-occupied.

Source: Polk County records, as of October 15, 2025

Owner of Record	Company Name on File
Mailing Address	1328 E 28TH ST, DES MOINES, IA 50317-8304
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2025	Warranty Deed, Transfer · Line of Credit FIRST NATIONAL BANK AMES IOWA
May 1, 2018	Deed of Trust, Mortgage · Conventional with PMI GREATER IA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2025 · Amount on File
Deed Sale	Apr 21, 2025 · Amount on File
Deed Document Number	2025-00021250
Deed Book / Page	20109 / 488
Record Updated	Jun 8, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Apr 21, 2025
Property Address	1328 E 28TH ST, DES MOINES, IA 50317-8304
Document Number	0000021250
Book / Page	20109 / 488
Instrument Date	Apr 15, 2025
Instrument	2025-00021250
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$199.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1328 E 28TH ST, DES MOINES, IA 50317-8304

Mortgage

Document Number	0000021251
Date	Apr 21, 2025
Instrument	2025-00021251

Lender

Name	FIRST NATIONAL BANK AMES IOWA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1328 E 28TH ST, DES MOINES, IA 50317-8304
Document Number	0000085545
Instrument Date	May 1, 2018
Transaction Type	Mortgage
Record Updated	Jun 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1328 E 28TH ST DES MOINES IA 503178304, DES MOINES, IA 50317-8304

Mortgage

Document Number	0000085545
Date	May 8, 2018
Book Page	016911/000415
Instrument	85545

Lender

Name	GREATER IA CU
Type	Credit Union
Address	AMES, IA 50010

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	May 7, 2033

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$122,000 Land $18,500 Building $103,500	$122,000 Land $18,500 Building $103,500
2024	$1,818.00
2023		$109,200 Land $16,300 Building $92,900	$109,200 Land $16,300 Building $92,900
2020	$1,788.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1328 E 28th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1328 E 28th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
CenturyLink Fiber	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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