132 Vista Monte, Palm Desert, CA 92260 Property Records

Riverside County property record for 132 Vista Monte, Palm Desert, CA 92260

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.75 ba · 3,783 sqft · built 2000
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$1,650,000 (Mar 2026)
Tax Bill	$18,632 (2025)
Deeds & Mortgages	Mar 2026 Transfer Mar 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`628-410-031`

Property Details

APN / Parcel Number

Primary APN	`628-410-031`

Interior

Bedrooms	4 Beds
Full Baths	3.75 Baths
Half Baths	4 Half Baths
Stories	1 Story
Building Area	3,783 sqft Living Area
Gross Area	4,609 sqft
1st Floor Area	3,783 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Wood
Roof Material	Tile
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	132 VISTA MONTE
City	PALM DESERT
State	CA
Zip	92260-4695
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.29 ACRES IN LOT 31 MB 235/021 TR 22283-1 AMENDED
Legal Subdivision	TRACT NO. 222831
Legal Tract	22283-1
Legal Lot Number	31
Jurisdiction	RIVERSIDE CA
Township / Civil Division	CATHEDRAL CITY-PALM DESERT
Census Block Group	1
Census Block	1002
Census Tract	45116

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	132 VISTA MONTE, PALM DESERT, CA 92260-4695
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Divorce Transfer, Transfer LAWYERS TITLE
Mar 9, 2026	Grant Deed, Transfer · Conventional Mortgage ZB NA
Jan 22, 2024	Grant Deed, Transfer · Conventional Mortgage BELL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2026 · Amount on Record
Deed Sale	Mar 9, 2026 · Amount on Record
Prior Sale	Jan 22, 2024 · Amount on Record
Deed Document Number	202671038
Prior Transfer Date	Dec 17, 2003
Prior Transfer Doc	0001001413
Record Updated	Oct 29, 2026

March 2026: Divorce Transfer, Transfer

Document Type	Divorce Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 9, 2026
Property Address	132 VISTA MONTE, PALM DESERT, CA 92260-4695
Document Number	0000071037
Map Reference	MB 176 PG 89-92
Instrument Date	Mar 6, 2026
Instrument	2026-0071037
Transaction Type	Transfer
Record Updated	Mar 19, 2026
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 VISTA MONTE, PALM DESERT, CA 92260-4695

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 9, 2026
Property Address	132 VISTA MONTE, PALM DESERT, CA 92260-4695
Document Number	0000071038
Map Reference	MB 176 PG 89-92
Instrument Date	Feb 18, 2026
Instrument	2026-0071038
Transaction Type	Transfer
Record Updated	Mar 19, 2026
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 VISTA MONTE, PALM DESERT, CA 92260-4695

Mortgage

Document Number	0000071039
Date	Mar 9, 2026
Instrument	2026-0071039

Lender

Name	ZB NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Apr 1, 2033
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.2%
Index	1-Year CMT
Max Rate	10.2%

January 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 22, 2024
Property Address	132 VISTA MONTE, PALM DESERT, CA 92260-4695
Document Number	0000018798
Map Reference	MB 176 PG 89-92
Instrument Date	Dec 18, 2023
Instrument	2024-0018798
Transaction Type	Transfer
Record Updated	Feb 1, 2024
Title Company	EQUITY TITLE-ORANGE COUNTY, EQUITY TITLE ORANGE COUNTY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	132 VISTA MONTE, PALM DESERT, CA 92260-4695

Mortgage

Document Number	0000018799
Date	Jan 22, 2024
Instrument	2024-0018799

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Palm Desert City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,492,972 (+2%) Land $447,893 Building $1,045,079
2025	$18,632.00 (+91.29%)	$1,463,699 (+94.27%) Land $439,111 Building $1,024,588
2023	$9,740.00 (+2.75%) Homeowner's exemption	$753,448 Land $188,900 Building $564,548
2022	$9,479.00
2021			$625,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	45 (1979–1989)
Claims Outside the SFHA	19 of 45
Most Recent Claim	Aug 1989 · rainfall accumulation
Claims by Event	Flooding, Sep 1983 · 2 claims Flash Flooding, Aug 1983 · 10 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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