128 Vista Monte, Palm Desert, CA 92260 Property Records

Riverside County property record for 128 Vista Monte, Palm Desert, CA 92260

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 2,318 sqft · built 1989
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Company Names on Record
Last Sale	$750,000 (Mar 2007)
Tax Bill	$13,043 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Feb 2020 Sale + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`628-410-033`

Property Details

APN / Parcel Number

Primary APN	`628-410-033`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,318 sqft Living Area
Gross Area	3,315 sqft
1st Floor Area	2,318 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1990
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Tile
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	128 VISTA MONTE
City	PALM DESERT
State	CA
Zip	92260-4695
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	.29 ACRES IN LOT 33 MB 235/021 TR 22283-1 AMENDED
Legal Subdivision	TRACT NO 22283 1
Legal Tract	22283-1
Legal Lot Number	33
Jurisdiction	RIVERSIDE CA
Township / Civil Division	CATHEDRAL CITY-PALM DESERT
Census Block Group	1
Census Block	1002
Census Tract	45116

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	128 VISTA MONTE, PALM DESERT, CA 92260-4695
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN LN CTR
Feb 18, 2020	Grant Deed, Transfer ATTORNEY ONLY
May 10, 2017	Deed of Trust, Mortgage FRANKLIN LN CTR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2007 · Amount on Record
Deed Sale	Mar 2, 2007 · Amount on Record
Prior Sale	Oct 25, 2000 · Amount on Record
Deed Document Number	2007146752
Last Transfer Date	Feb 13, 2020
Transfer Doc	0000071523
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	128 VISTA MONTE, PALM DESERT, CA 92260-4695
Document Number	0000345638
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	128 VISTA MONTE PALM DESERT CA 922604695, PALM DESERT, CA 92260-4695

Mortgage

Document Number	0000345638
Date	Jul 31, 2020
Instrument	345638

Lender

Name	FRANKLIN LN CTR
Type	Funding / Finance Company
Address	PALM DESERT, CA 92260

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 30, 2035

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 18, 2020
Property Address	128 VISTA MONTE, PALM DESERT, CA 92260-4695
Document Number	0000071523
Instrument Date	Feb 13, 2020
Instrument	71523
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	128 VISTA MONTE PALM DESERT CA 922604695, PALM DESERT, CA 92260-4695

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	128 VISTA MONTE, PALM DESERT, CA 92260-4695
Document Number	0000199794
Instrument Date	May 10, 2017
Transaction Type	Mortgage
Record Updated	May 24, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	128 VISTA MONTE PALM DESERT CA 922604695, PALM DESERT, CA 92260-4695

Mortgage

Document Number	0000199794
Date	May 18, 2017
Instrument	199794

Lender

Name	FRANKLIN LN CTR
Type	Funding / Finance Company
Address	PALM DESERT, CA 92260

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 17, 2032

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Palm Desert City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,024,908 (+2%) Land $256,218 Building $768,690
2025	$13,043.00 (+6.85%) Homeowner's exemption	$1,004,813 (+6.18%) Land $251,195 Building $753,618
2023	$12,207.00 (+10.47%) Homeowner's exemption	$946,357 Land $236,995 Building $709,362
2022	$11,050.00
2021			$687,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	45 (1979–1989)
Claims Outside the SFHA	19 of 45
Most Recent Claim	Aug 1989 · rainfall accumulation
Claims by Event	Flooding, Sep 1983 · 2 claims Flash Flooding, Aug 1983 · 10 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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