127 Vista Monte, Palm Desert, CA 92260 Property Records

Riverside County property record for 127 Vista Monte, Palm Desert, CA 92260

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,890 sqft · built 1988
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Company Names on File
Last Sale	$381,000 (Mar 2019)
Tax Bill	$3,211 (2025)
Deeds & Mortgages	Jan 2021 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`628-410-026`

Property Details

APN / Parcel Number

Primary APN	`628-410-026`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,890 sqft Living Area
Gross Area	3,470 sqft
1st Floor Area	1,890 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1989
Construction Type	Wood
Roof Material	Tile
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	127 VISTA MONTE
City	PALM DESERT
State	CA
Zip	92260-4696
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.23 ACRES IN LOT 26 MB 235/021 TR 22283-1 AMENDED
Legal Subdivision	TRACT NO 22283 1
Legal Tract	22283-1
Legal Lot Number	26
Jurisdiction	RIVERSIDE CA
Township / Civil Division	CATHEDRAL CITY-PALM DESERT
Census Block Group	1
Census Block	1001
Census Tract	45116

Owner

127 Vista Monte is owned by a company that bought it in March 2019.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Company Names on File
Mailing Address	127 VISTA MONTE, PALM DESERT, CA 92260-4696
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage INTERCAP LENDING
May 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Mar 29, 2019	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Mar 29, 2018	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2019 · Amount on File
Deed Sale	Mar 29, 2019 · Amount on File
Deed Document Number	2019107130
Prior Transfer Date	Feb 7, 1996
Prior Transfer Doc	0000059451
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	127 VISTA MONTE, PALM DESERT, CA 92260-4696
Transaction Type	Mortgage
Record Updated	Feb 15, 2021
Title Company	CHICAGO TITLE INLAND EMPIRE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 VISTA MONTE, PALM DESERT, CA 92260-4696

Mortgage

Document Number	0000062899
Date	Jan 29, 2021
Instrument	2021-0062899

Lender

Name	INTERCAP LENDING
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2036

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	127 VISTA MONTE, PALM DESERT, CA 92260-4696
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE INLAND EMPIRE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000224745
Date	May 27, 2020
Instrument	2020-0224745

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 29, 2019
Property Address	127 VISTA MONTE, PALM DESERT, CA 92260-4696
Document Number	0000107130
Map Reference	MB 176 PG 89-92
Instrument Date	Mar 19, 2019
Instrument	2019-0107130
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	EQUITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	127 VISTA MONTE, PALM DESERT, CA 92260-4696

Mortgage

Document Number	0000107131
Date	Mar 29, 2019
Instrument	2019-0107131

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2034

March 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 29, 2018
Property Address	127 VISTA MONTE, PALM DESERT, CA 92260-4696
Document Number	0000119912
Instrument Date	Mar 1, 2018
Instrument	119912
Transaction Type	Transfer
Record Updated	Apr 5, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 127 Vista Monte was $3,211.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Palm Desert City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$202,219 (+2%) Land $15,920 Building $186,299
2025	$3,211.00	$198,255 Land $15,608 Building $182,647
2023	$3,001.00 (+4.53%)	$190,557 Land $15,002 Building $175,555
2022	$2,871.00
2021			$448,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 127 Vista Monte in Zone X, where a levee reduces flood risk, though there have been 45 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	45 (1979–1989)
Claims Outside the SFHA	19 of 45
Most Recent Claim	Aug 1989 · rainfall accumulation
Claims by Event	Flooding, Sep 1983 · 2 claims Flash Flooding, Aug 1983 · 10 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 127 Vista Monte is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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