131 Vista Monte, Palm Desert, CA 92260 Property Records

Riverside County property record for 131 Vista Monte, Palm Desert, CA 92260

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 2,198 sqft · built 1989
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Company Names on Record
Last Sale	$625,000 (Feb 2021)
Tax Bill	$8,908 (2025)
Deeds & Mortgages	Sep 2019 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`628-410-028`

Property Details

APN / Parcel Number

Primary APN	`628-410-028`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,198 sqft Living Area
Gross Area	3,267 sqft
1st Floor Area	2,198 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1990
Construction Type	Wood
Roof Material	Tile
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	131 VISTA MONTE
City	PALM DESERT
State	CA
Zip	92260-4696
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	.24 ACRES IN LOT 28 MB 235/021 TR 22283-1 AMENDED
Legal Subdivision	TRACT NO 22283 1
Legal Tract	22283-1
Legal Lot Number	28
Jurisdiction	RIVERSIDE CA
Township / Civil Division	CATHEDRAL CITY-PALM DESERT
Census Block Group	1
Census Block	1001
Census Tract	45116

Owner

Source: Riverside County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	131 VISTA MONTE, PALM DESERT, CA 92260-4696
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2019	Deed of Trust, Mortgage · Line of Credit SUN COMMUNITY FCU
Nov 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOVEREIGN LENDING GROUP INCORPORATED
Feb 26, 2021	Grant Deed, Transfer · Conventional Mortgage RESBAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2021 · Amount on Record
Deed Sale	Feb 26, 2021 · Amount on Record
Prior Sale	Oct 30, 2012 · Amount on Record
Deed Document Number	2021128615
Prior Transfer Date	Nov 28, 2006
Prior Transfer Doc	0000336296
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	131 VISTA MONTE, PALM DESERT, CA 92260-4696
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000386689
Date	Sep 30, 2019
Instrument	2019-0386689

Lender

Name	SUN COMMUNITY FCU
Type	Credit Union
Address	PALM DESERT, CA 92211

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	131 VISTA MONTE, PALM DESERT, CA 92260-4696
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UTC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 VISTA MONTE, PALM DESERT, CA 92260-4696

Mortgage

Document Number	0000578912
Date	Nov 19, 2020
Instrument	2020-0578912

Lender

Name	SOVEREIGN LENDING GROUP INCORPORATED
Type	Non-Lending Institution
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 26, 2021
Property Address	131 VISTA MONTE, PALM DESERT, CA 92260-4696
Document Number	0000128615
Map Reference	MB 176 PG 89-92
Instrument Date	Dec 28, 2020
Instrument	2021-0128615
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	EQUITY TITLE-ORANGE COUNTY, EQUITY TITLE ORANGE COUNTY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4040 LAKE WASHUMATON BLVD SE, METALINE, WA 98006

Mortgage

Document Number	0000128616
Date	Feb 26, 2021
Instrument	2021-0128616

Lender

Name	RESBAN
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Palm Desert City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$690,047 (+2%) Land $33,121 Building $656,926
2025	$8,908.00 (+5.08%) Homeowner's exemption	$676,518 (+4.04%) Land $32,472 Building $644,046
2023	$8,477.00 (+2.66%) Homeowner's exemption	$650,250 Land $31,212 Building $619,038
2022	$8,257.00
2021			$550,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	45 (1979–1989)
Claims Outside the SFHA	19 of 45
Most Recent Claim	Aug 1989 · rainfall accumulation
Claims by Event	Flooding, Sep 1983 · 2 claims Flash Flooding, Aug 1983 · 10 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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