132 Temple St, Winter Haven, FL 33880 Property Records

Polk County property record for 132 Temple St, Winter Haven, FL 33880

Property Summary

Property Type	Mobile Home
Details	924 sqft · built 1995
Lot Size	0.358 acres (15,581 sqft)
Owner	2 Individual Names on File
Last Sale	$26,800 (Jul 2018)
Tax Bill	$995 (2025)
Deeds & Mortgages	Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`25-28-28-354770-020040`

Property Details

APN / Parcel Number

Primary APN	`25-28-28-354770-020040`
Alternative APNs	`282825354770020040` `82825000`

Interior

Building Area	924 sqft Living Area
1st Floor Area	924 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Mobile Home
Lot Area	15,581 sqft (0.358 acres)
Lot Dimensions	185 ft deep x 84 ft wide

Location & Zoning

Street Address	132 TEMPLE ST
City	WINTER HAVEN
State	FL
Zip	33880-1061
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RE2
Legal Description	ORANGE HILL SUB PB 58 PG 40 BLK 2 LOT 4
Legal Range	25E
Legal Township	28S
Legal Section	28
Legal Subdivision	ORANGE HILLS SUBDIVISION
Legal Tract	354770
Legal Block	2
Legal Lot Number	4
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2001
Census Tract	14703

Owner

132 Temple St, a mobile home, is owned by two individuals who bought it in July 2018.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	109 TEMPLE ST, WINTER HAVEN, FL 33880-1034
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2018 · Amount on File
Deed Sale	Jul 20, 2018 · Amount on File
Prior Sale	Jul 11, 2018 · Amount on File
Deed Document Number	2018154941
Deed Book / Page	10555 / 414
Record Updated	Oct 29, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 20, 2018
Property Address	132 TEMPLE ST, WINTER HAVEN, FL 33880-1061
Document Number	0105550414
Book / Page	010555 / 000414
Instrument Date	Jul 17, 2018
Instrument	154941
Transaction Type	Transfer
Record Updated	Aug 3, 2018
Title Company	EXECUTIVE TITLE/CTRL FL INC

Transaction

Amount	Amount on Record
Tax	$187.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 TEMPLE ST WINTER HAVEN FL 338801034, WINTER HAVEN, FL 33880-1034

Tax Assessment & Valuation

The 2025 property tax bill for 132 Temple St was $995.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,461 (+1%)	$100,305 (-0.59%) Land $40,000 Building $60,305
2025	$995.00	$60,419	$100,900 Land $40,000 Building $60,900
2023	$1,142.00 (+14.31%)	$90,568 (+27.37%) Land $30,000 Building $60,568	$90,568 (+27.37%) Land $30,000 Building $60,568
2022	$999.00	$71,107 Land $20,000 Building $51,107	$71,107 Land $20,000 Building $51,107

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 132 Temple St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2004–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 132 Temple St is high, ranking above 71% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 54% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20