129 Temple St, Winter Haven, FL 33880 Property Records

Polk County property record for 129 Temple St, Winter Haven, FL 33880

Property Summary

Property TypeMobile Home
Details1,512 sqft · built 1989
Lot Size0.499 acres (21,715 sqft)
OwnerIndividual Name on File
Tax Bill$586 (2025)
Deeds & MortgagesApr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN25-28-28-354770-010922

Property Details

APN / Parcel Number

Primary APN25-28-28-354770-010922
Alternative APNs
  • 282825354770010922
  • 82825000

Interior

Building Area1,512 sqft Living Area
1st Floor Area1,512 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleMobile Home
Lot Area21,715 sqft (0.499 acres)
Lot Dimensions162 ft deep x 92 ft wide
Garage TypeDetached
Garage Area600 sqft
PorchPorch
Porch Area77 sqft
Shed1 Shed

Location & Zoning

Street Address129 TEMPLE ST
CityWINTER HAVEN
StateFL
Zip33880-1034
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeRE2
Legal DescriptionORANGE HILL SUB PB 58 PG 40 BLK 1 LOTS 92 N1/2 & 93
Legal Range25E
Legal Township28S
Legal Section28
Legal SubdivisionORANGE HILLS SUBDIVISION
Legal Tract354770
Legal Block1
Legal Lot Number92
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2001
Census Tract14703

Owner

Source: Polk County records · APN 25-28-28-354770-010922

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address129 TEMPLE ST, WINTER HAVEN, FL 33880-1034
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address129 TEMPLE ST, WINTER HAVEN, FL 33880-1034
Document Number0112411659
Instrument DateApr 14, 2020
Transaction TypeMortgage
Record UpdatedJun 12, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address129 TEMPLE ST WINTER HAVEN FL 338801034, WINTER HAVEN, FL 33880-1034

Mortgage

Document Number0112411659
DateMay 22, 2020
Book Page011241/001659
Instrument102555
Lender
NameNATIONS LNDG
AddressINDEPENDENCE, OH 44131
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 21, 2050

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$586.00 (-43.82%) Homeowner's exemption$85,593 (+5.99%)$160,274 (+11.97%) Land $40,000 Building $120,274
2023$1,043.00 (+5.67%) Homeowner's exemption$80,758 (+3%)$143,140 (+20.16%) Land $30,000 Building $113,140
2022$987.00 Homeowner's exemption$78,406$119,124 Land $20,000 Building $99,124

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims2 (2004–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2024 · Hurricane Milton

Wildfire

Wildfire RiskHigh
above 71% of the US · above 54% of Florida
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

Based on FCC filings for 213 locations within half a mile of this property.

Nearby Properties on Temple St

Nearby Streets

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