Polk County property record for 134 Temple St, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 560 sqft · built 1977 |
| Lot Size | 0.361 acres (15,721 sqft) |
| Owner | Individual Name on File |
| Last Sale | $97,500 (Oct 2023) |
| Tax Bill | $707 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage May 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-28-28-354770-020050 |
| Primary APN | 25-28-28-354770-020050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 560 sqft Living Area |
| 1st Floor Area | 560 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 15,721 sqft (0.361 acres) |
| Lot Dimensions | 185 ft deep x 84 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Carport |
| Garage Area | 280 sqft |
| Carport | Carport |
| Carport Area | 280 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 190 sqft |
| Shed | 1 Shed |
| Street Address | 134 TEMPLE ST |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-1061 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORANGE HILL SUB PB 58 PG 40 BLK 2 LOT 5 |
| Legal Range | 25E |
| Legal Township | 28S |
| Legal Section | 28 |
| Legal Subdivision | ORANGE HILLS SUBDIVISION |
| Legal Tract | 354770 |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 14703 |
134 Temple St is owned and occupied by an individual who bought it in October 2023.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 134 TEMPLE ST, WINTER HAVEN, FL 33880-1061 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 10, 2023 | Warranty Deed, Transfer · Conventional Mortgage MIDFLORIDA CU |
| May 12, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 10, 2023 · Amount on File |
| Deed Sale | Oct 10, 2023 · Amount on File |
| Prior Sale | Jul 13, 2004 · Amount on File |
| Deed Document Number | 2023238168 |
| Deed Book / Page | 12866 / 1295 |
| Prior Transfer Date | Apr 28, 2022 |
| Prior Transfer Doc | 0000130149 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 10, 2023 |
| Property Address | 134 TEMPLE ST, WINTER HAVEN, FL 33880-1061 |
| Document Number | 0000238168 |
| Book / Page | 12866 / 1295 |
| Map Reference | MB 58 PG 40 |
| Instrument Date | Oct 2, 2023 |
| Instrument | 2023238168 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2023 |
| Title Company | SWAN CITY TITLE CO LLC, SWAN CITY TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $682.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7676 DOVE MEADOW TRL, LAKELAND, FL 33810-8865 |
| Name | Verified Name |
|---|---|
| Address | 134 TEMPLE ST, WINTER HAVEN, FL 33880-1061 |
| Document Number | 0128661297 |
|---|---|
| Date | Oct 10, 2023 |
| Instrument | 12866/1297 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 12, 2022 |
| Property Address | 134 TEMPLE ST, WINTER HAVEN, FL 33880-1061 |
| Document Number | 0000130149 |
| Book / Page | 12250 / 1683 |
| Map Reference | MB 58 PG 40 |
| Instrument Date | Apr 28, 2022 |
| Instrument | 2022130149 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 251 TEMPLE CIR W, WINTER HAVEN, FL 33880-1003 |
| Name | Verified Name |
|---|---|
| Address | 251 TEMPLE CIR W, WINTER HAVEN, FL 33880-1003 |
The 2025 property tax bill for 134 Temple St was $707 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $92,817 (-2.22%) Land $40,000 Building $52,817 | $92,817 (-2.22%) Land $40,000 Building $52,817 | |
| 2025 | $707.00 Homeowner's exemption | $94,924 Land $40,000 Building $54,924 | $94,924 Land $40,000 Building $54,924 |
| 2023 | $1,631.00 (+45.11%) | $87,016 (+62.66%) Land $30,000 Building $57,016 | $87,016 (+62.66%) Land $30,000 Building $57,016 |
| 2022 | $1,124.00 | $53,495 Land $20,000 Building $33,495 | $53,495 Land $20,000 Building $33,495 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 134 Temple St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2004–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 134 Temple St is high, ranking above 71% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 54% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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