Polk County property record for 123 Temple St, Winter Haven, FL 33880
| Property Type | Mobile Home |
|---|---|
| Details | 1,456 sqft · built 1989 |
| Lot Size | 0.349 acres (15,207 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $12,900 (Apr 1995) |
| Tax Bill | $191 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-28-28-354770-010900 |
| Primary APN | 25-28-28-354770-010900 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,456 sqft Living Area |
|---|---|
| 1st Floor Area | 1,456 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Mobile Home |
| Lot Area | 15,207 sqft (0.349 acres) |
| Lot Dimensions | 165 ft deep x 87 ft wide |
| Shed | 1 Shed |
| Street Address | 123 TEMPLE ST |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-1034 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | ORANGE HILL SUB PB 58 PG 40 BLK 1 LOT 90 |
| Legal Range | 25E |
| Legal Township | 28S |
| Legal Section | 28 |
| Legal Subdivision | ORANGE HILLS SUBDIVISION |
| Legal Tract | 354770 |
| Legal Block | 1 |
| Legal Lot Number | 90 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 14703 |
Source: Polk County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 123 TEMPLE ST, WINTER HAVEN, FL 33880-1034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 6, 1995 · Amount on Record |
| Deed Sale | Apr 6, 1995 · Amount on Record |
| Deed Book / Page | 3514 / 2145 |
| Prior Transfer Date | Mar 28, 1995 |
| Prior Transfer Doc | 3514002145 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 123 TEMPLE ST, WINTER HAVEN, FL 33880-1034 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 123 TEMPLE ST, WINTER HAVEN, FL 33880-1034 |
| Document Number | 0000063775 |
|---|---|
| Date | Mar 9, 2022 |
| Book Page | 12153/106 |
| Instrument | 2022063775 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Address | HUNTSVILLE, AL 35806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $40,887 (+2.7%) | $141,694 (+2.85%) Land $40,000 Building $101,694 | |
| 2025 | $191.00 (-70.8%) Homeowner's exemption | $39,812 (+5.99%) | $137,771 (+14.05%) Land $40,000 Building $97,771 |
| 2023 | $654.00 (+7.21%) Homeowner's exemption | $37,563 (+3%) | $120,804 (+24.41%) Land $30,000 Building $90,804 |
| 2022 | $610.00 Homeowner's exemption | $36,469 | $97,104 Land $20,000 Building $77,104 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2004–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 54% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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