Essex County and Gloucester City property record for 126 Prospect St, Gloucester, MA 01930
| Property Type | Boarding House, Apartment Hotel |
|---|---|
| Details | 15 bd · 10 ba · 5,284 sqft · built 1900 |
| Lot Size | 0.155 acres (6,754 sqft) |
| Owner | Company Name on Record |
| Last Sale | $672,500 (Jun 2014) |
| Tax Bill | $12,686 (2026) |
| Deeds & Mortgages | May 2021 Mortgage Feb 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0029 B:0027 L:0000 |
| Primary APN | GLOU M:0029 B:0027 L:0000 |
|---|
| Bedrooms | 15 Beds |
|---|---|
| Full Baths | 10 Baths |
| Total Rooms | 28 Rooms |
| Units | 15 Units |
| Stories | 3 Stories |
| Building Area | 5,284 sqft Living Area |
| Gross Area | 7,404 sqft |
| 1st Floor Area | 2,099 sqft |
| Basement Area | 1,487 sqft |
| Unfinished Basement | 1,487 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Mansard |
| Roof Material | Slate |
| Lot Area | 6,754 sqft (0.155 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 126 PROSPECT ST |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-3746 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Boarding House, Apartment Hotel |
| Local Zoning Code | R-5 |
| Legal Subdivision | GLOUCESTER |
| Legal Block | 27 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 221400 |
Source: Essex County and Gloucester City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 776, GLOUCESTER, MA 01931-0776 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| May 5, 2021 | Deed of Trust, Mortgage · Commercial Mortgage INSTITUTION FOR SAVINGS NEWBURYPORT |
| Feb 6, 2018 | Deed of Trust, Mortgage · Commercial Mortgage CAPE ANN SAVINGS BANK |
| May 2, 2019 | Deed of Trust, Mortgage · Commercial Mortgage CAPE ANN SAVINGS BANK |
| Jul 1, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 19, 2014 · Amount on Record |
| Deed Sale | Jun 19, 2014 · Amount on Record |
| Prior Sale | May 23, 2013 · Amount on Record |
| Deed Book / Page | 33348 / 620 |
| Last Transfer Date | Jun 25, 2020 |
| Transfer Doc | 38672-509 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 126 PROSPECT ST, GLOUCESTER, MA 01930-3746 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0039843-71 |
|---|---|
| Date | May 5, 2021 |
| Book Page | 39843/71 |
| Instrument | 20210505000880 |
| Name | INSTITUTION FOR SAVINGS NEWBURYPORT |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 126 PROSPECT ST, GLOUCESTER, MA 01930-3746 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36518-372 |
|---|---|
| Date | Feb 6, 2018 |
| Book Page | 36518/372 |
| Instrument | 180206003590 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 126 PROSPECT ST, GLOUCESTER, MA 01930-3746 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37483-609 |
|---|---|
| Date | May 2, 2019 |
| Book Page | 37483/609 |
| Instrument | 20190502000710 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Jul 1, 2020 |
| Property Address | 126 PROSPECT ST, GLOUCESTER, MA 01930-3746 |
| Document Number | 38672-509 |
| Book / Page | 038672 / 000509 |
| Instrument Date | Jun 25, 2020 |
| Instrument | 1003180 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1 OVERLEDGE RD MANCHESTER BY THE SEA MA 019441611, MANCHESTER BY THE SEA, MA 01944-1611 |
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $12,686.00 (+0.13%) | $1,362,600 (+4.53%) Land $161,100 Building $1,201,500 |
| 2025 | $12,670.00 (+2.29%) | $1,303,500 (+2.4%) Land $149,200 Building $1,154,300 |
| 2024 | $12,386.00 (-3.42%) | $1,273,000 (+5.12%) Land $142,100 Building $1,130,900 |
| 2023 | $12,824.00 | $1,211,000 Land $126,900 Building $1,084,100 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2013 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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