132 Cornwall Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 132 Cornwall Ave, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,890 sqft · built 1941
Lot Size	0.482 acres (21,000 sqft)
Owner	Individual Name on Record
Last Sale	$97,000 (Oct 2016)
Tax Bill	$4,664 (2025)
Deeds & Mortgages	May 2018 Line of Credit Jun 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8913-35-303-005`

Property Details

APN / Parcel Number

Primary APN	`8913-35-303-005`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,890 sqft Living Area
1st Floor Area	1,112 sqft
Basement Area	1,112 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,000 sqft (0.482 acres)
Lot Dimensions	150 ft deep x 140 ft wide
Garage Type	Mixed
Garage Area	1,016 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Porch Area	308 sqft
Patio Area	334 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	132 CORNWALL AVE
City	WATERLOO
State	IA
Zip	50702-3812
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KIMBALL HEIGHTS ADDITION LOT 2
Legal Range	13W
Legal Township	89N
Legal Section	35
Legal Subdivision	KIMBALL HEIGHTS ADDITION
Legal Lot Number	2
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1009
Census Tract	1200

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	325 CORNWALL AVE, WATERLOO, IA 50702-3815
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2018	Deed of Trust, Mortgage · Line of Credit VERIDIAN CREDIT UNION
Jun 21, 2022	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2016 · Amount on Record
Deed Sale	Oct 17, 2016 · Amount on Record
Deed Document Number	20162017-00007311
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	132 CORNWALL AVE, WATERLOO, IA 50702-3812
Transaction Type	Mortgage
Record Updated	Nov 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800018001
Date	May 3, 2018
Instrument	201800018001

Lender

Name	VERIDIAN CREDIT UNION
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	132 CORNWALL AVE, WATERLOO, IA 50702-3812
Transaction Type	Mortgage
Record Updated	Nov 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 CORNWALL AVE, WATERLOO, IA 50702-3812

Mortgage

Document Number	202200024725
Date	Jun 21, 2022
Instrument	202200024725

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 20, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,664.00 (-6.12%)	$228,540 (-0.22%) Land $39,980 Building $188,560	$228,540 (-0.22%) Land $39,980 Building $188,560
2024	$4,968.00 (+29.44%)
2023		$229,040 (+31.08%) Land $39,980 Building $189,060	$229,040 (+31.08%) Land $39,980 Building $189,060
2022	$3,838.00	$174,730 Land $39,980 Building $134,750
2021			$174,730 Land $39,980 Building $134,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	14 (1979–2018)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Oct 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: AT&T, Nextlink, Verizon.

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