126 Cornwall Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 126 Cornwall Ave, Waterloo, IA 50702 · Last verified August 2026

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,761 sqft · built 2003
Lot Size	0.127 acres (5,545 sqft)
Owner	Individual Name on File
Last Sale	$212,500 (Feb 2025)
Tax Bill	$4,460 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit May 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-35-303-027`

Property Details

APN / Parcel Number

Primary APN	`8913-35-303-027`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,761 sqft Living Area
1st Floor Area	1,024 sqft
Basement Area	1,024 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Condo/Apartment
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,545 sqft (0.127 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	84 sqft
Patio Area	244 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	126 CORNWALL AVE
City	WATERLOO
State	IA
Zip	50702-3812
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	CORNWALL AVENUE CONDOMINIUM UNIT A
Legal Range	13W
Legal Township	89N
Legal Section	35
Legal Subdivision	CORNWALL AVENUE CONDOMINIUM
Legal Lot Number	A
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1009
Census Tract	1200

Owner

Source: Black Hawk County records · APN 8913-35-303-027

Assessment roll updated October 17, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	126 CORNWALL AVE, WATERLOO, IA 50702-3812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 07, 2026	Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT
May 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CREDIT UNION
Feb 25, 2025	Legal Action/Court Order, Foreclosure · Conventional Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 25, 2025 · Amount on Record
Deed Sale	Feb 25, 2025 · Amount on Record
Deed Document Number	20252574
Prior Transfer Date	Feb 14, 2025
Prior Transfer Doc	0202502575
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 07, 2026
Property Address	126 CORNWALL AVE, WATERLOO, IA 50702-3812
Document Number	0000010118
Instrument Date	Jul 01, 2026
Instrument	202610118
Transaction Type	Mortgage
Record Updated	Jul 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 CORNWALL AVE, WATERLOO, IA 50702-3812

Mortgage

Document Number	0000010118,
Date	Jul 07, 2026
Instrument	202610118

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.48%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Recording Date	May 22, 2026
Property Address	126 CORNWALL AVE, WATERLOO, IA 50702-3812
Document Number	0000007445
Instrument Date	May 14, 2026
Instrument	20267445
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 CORNWALL AVE, WATERLOO, IA 50702-3812

Mortgage

Document Number	0000007445,
Date	May 22, 2026
Instrument	20267445

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2025: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	BLACK HAWK IA
Recording Date	Feb 25, 2025
Property Address	126 CORNWALL AVE, WATERLOO, IA 50702-3812
Document Number	0202502574
Map Reference	DOC NO 2005-09898
Instrument Date	Feb 17, 2025
Instrument	2025-02574
Transaction Type	Foreclosure
Record Updated	Oct 21, 2025
Title Company	BLACK HAWK COUNTY ABSTRACT AND T, BLACK HAWK CNTY ABSTRACT & T

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$339.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 CORNWALL AVE, WATERLOO, IA 50702-3812

Mortgage

Document Number	0202502575
Date	Feb 25, 2025
Instrument	2025-02575

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 01, 2030
Change Frequency	Annually
Min Rate At Change	4.12%
Max Rate At Change	8.12%
Index	1-Year CMT
Max Rate	12.1%

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,460.00 Homeowner's exemption	$256,710 (+14.46%) Land $9,700 Building $247,010	$256,710 (+14.46%) Land $9,700 Building $247,010
2024	$4,460.00 (+20.35%)
2023		$224,280 (+23.9%) Land $9,700 Building $214,580	$224,280 (+23.9%) Land $9,700 Building $214,580
2022	$3,706.00 Homeowner's exemption	$181,010 Land $9,700 Building $171,310
2021			$181,010 Land $9,700 Building $171,310

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130012001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	14 (1979–2018)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Oct 2018, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 399 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Waterloo Telecommunications Utility	Fiber	10,000 / 10,000
Metronet Holdings	Fiber	5,120 / 5,120
Mediacom Communications	Cable	1,000 / 50
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130

May also be available at this address: Verizon, Mediacom Communications, AT&T, AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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