Black Hawk County property record for 115 Cornwall Ave, Waterloo, IA 50702 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1947 |
| Square Footage | 1,248 sqft Living Area |
| Lot Size | 8,844 sqft (0.203 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $162,500 (2025) |
| Tax Bill | $3,262.00 (2025) |
| Primary APN | 8913-35-302-015 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,248 sqft Living Area |
| 1st Floor | 861 sqft 1st Floor |
| Attic Area | 387 sqft Attic |
| Attic | 1 Attic |
| Basement Area | 861 sqft Basement |
| Finished Basement | 375 sqft Finished |
| Unfinished Basement | 861 sqft Unfinished |
| Game Room | Game Room |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 8,844 sqft (0.203 acres) |
| Depth X Width | 134 ft x 66 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 240 sqft Garage |
| Deck Area | Deck Area |
| Patio Area | 45 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 115 CORNWALL AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-3811 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SCHMITZ ADDITION LOT 5 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 35 |
| Legal Subdivision | SCHMITZ ADDITION |
| Legal Lot Number | 5 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 1200 |
Source: Black Hawk County records · APN 8913-35-302-015
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 115 CORNWALL AVE, WATERLOO, IA 50702-3811 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 20, 2024 | Deed of Trust, Mortgage · Stand Alone Second Mortgage FARMERS STATE BANK |
| Dec 05, 2025 | Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU |
| Mar 18, 2022 | Warranty Deed, Transfer · Conventional Mortgage FARMERS STATE BANK |
| Jun 01, 2020 | Warranty Deed, Transfer · Conventional Mortgage FARMERS STATE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 05, 2025 · Amount on Record |
| Deed Sale | Dec 05, 2025 · Amount on Record |
| Prior Sale | Mar 18, 2022 · Amount on Record |
| Deed Doc Number | 202517873 |
| Prior Transfer Date | Nov 05, 2013 |
| Prior Transfer Doc | 2014009926 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 115 CORNWALL AVE, WATERLOO, IA 50702-3811 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0202414559 |
|---|---|
| Date | May 20, 2024 |
| Instrument | 2024-14559 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Address | 131 TOWER PARK DR STE 100, WATERLOO, IA 50701 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 20, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Dec 05, 2025 |
| Property Address | 115 CORNWALL AVE, WATERLOO, IA 50702-3811 |
| Document Number | 0202517873 |
| Instrument Date | Dec 04, 2025 |
| Instrument | 2025-17873 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $259.20 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 CORNWALL AVE, WATERLOO, IA 50702-3811 |
| Document Number | 0202517874 |
|---|---|
| Date | Dec 05, 2025 |
| Instrument | 2025-17874 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Number | 0202517875 |
|---|---|
| Date | Dec 05, 2025 |
| Instrument | 2025-17875 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | 1616 LAFAYETTE ST, WATERLOO, IA 50703 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Mar 18, 2022 |
| Property Address | 115 CORNWALL AVE, WATERLOO, IA 50702-3811 |
| Document Number | 202200018397 |
| Instrument Date | Mar 17, 2022 |
| Instrument | 202200018397 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $239.20 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 CORNWALL AVE, WATERLOO, IA 50702-3811 |
| Document Number | 202200018398 |
|---|---|
| Date | Mar 18, 2022 |
| Instrument | 202200018398 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Number | 202200018399 |
|---|---|
| Date | Mar 18, 2022 |
| Instrument | 202200018399 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Address | WATERLOO, IA 50701 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 18, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jun 01, 2020 |
| Property Address | 115 CORNWALL AVE, WATERLOO, IA 50702-3811 |
| Document Number | 202000021049 |
| Instrument Date | May 27, 2020 |
| Instrument | 202000021049 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $205.60 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 CORNWALL AVE, WATERLOO, IA 50702-3811 |
| Document Number | 202000021051 |
|---|---|
| Date | Jun 01, 2020 |
| Instrument | 202000021051 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2050 |
| Document Number | 202000021050 |
|---|---|
| Date | Jun 01, 2020 |
| Instrument | 202000021050 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Address | WATERLOO, IA 50701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 01, 2035 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,262.00 | $140,620 (-6.47%) Land $22,870 Building $117,750 | $140,620 (-6.47%) Land $22,870 Building $117,750 |
| 2024 | $3,262.00 (+30.48%) | ||
| 2023 | $150,340 (+32.09%) Land $22,870 Building $127,470 | $150,340 (+32.09%) Land $22,870 Building $127,470 | |
| 2022 | $2,500.00 | $113,820 Land $22,870 Building $90,950 | |
| 2021 | $113,820 Land $22,870 Building $90,950 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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