Black Hawk County property record for 124 Cornwall Ave, Waterloo, IA 50702 · Last verified August 2026
| Property Type | Residential > Condominium / Townhouse > Condominium |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2003 |
| Square Footage | 1,761 sqft Living Area |
| Lot Size | 5,545 sqft (0.127 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $210,000 (2024) |
| Tax Bill | $4,866.00 (2025) |
| Primary APN | 8913-35-303-026 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 2 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,761 sqft Living Area |
| 1st Floor | 1,024 sqft 1st Floor |
| Basement Area | 1,024 sqft Basement |
| Finished Basement | 400 sqft Finished |
| Unfinished Basement | 1,024 sqft Unfinished |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Condo/Apartment Style |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 5,545 sqft (0.127 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 440 sqft Garage |
| Shed | 1 Shed |
| Deck Area | 84 sqft Deck |
| Patio Area | 244 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 124 CORNWALL AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-3812 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | CORNWALL AVENUE CONDOMINIUM UNIT B |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 35 |
| Legal Subdivision | CORNWALL AVENUE CONDOMINIUM |
| Legal Lot Number | B |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 1 |
| Census Block | 1009 |
| Census Tract | 1200 |
Source: Black Hawk County records · APN 8913-35-303-026
Assessment roll updated October 17, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 124 CORNWALL AVE, WATERLOO, IA 50702-3812 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 26, 2024 | Deed of Trust, Mortgage · Stand Alone Second Mortgage VERIDIAN CU |
| Feb 26, 2024 | Quit Claim Deed, Transfer · Conventional Mortgage VERIDIAN CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 26, 2024 · Amount on Record |
| Deed Sale | Feb 26, 2024 · Amount on Record |
| Deed Doc Number | 202410435 |
| Prior Transfer Date | Feb 09, 2024 |
| Prior Transfer Doc | 0000010436 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 124 CORNWALL AVE, WATERLOO, IA 50702-3812 |
| Transaction Type | Mortgage |
| Record Updated | Mar 08, 2024 |
| Name | Verified Name |
|---|
| Document Number | 202400010438 |
|---|---|
| Date | Feb 26, 2024 |
| Instrument | 202400010438 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | 1827 ANSBOROUGH AVE, WATERLOO, IA 50701 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 85 Months |
| Due | Mar 01, 2031 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Feb 26, 2024 |
| Property Address | 124 CORNWALL AVE, WATERLOO, IA 50702-3812 |
| Document Number | 202400010436 |
| Instrument Date | Feb 09, 2024 |
| Instrument | 202400010436 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 124 CORNWALL AVE, WATERLOO, IA 50702-3812 |
| Document Number | 202400010437 |
|---|---|
| Date | Feb 26, 2024 |
| Instrument | 202400010437 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Mar 01, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 4.75% |
| Max Rate At Change | 8.75% |
| Index | 1-Year CMT |
| Max Rate | 12.7% |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,866.00 | $268,020 (+19.5%) Land $9,700 Building $258,320 | $268,020 (+19.5%) Land $9,700 Building $258,320 |
| 2024 | $4,866.00 (+22.38%) | ||
| 2023 | $224,280 (+23.9%) Land $9,700 Building $214,580 | $224,280 (+23.9%) Land $9,700 Building $214,580 | |
| 2022 | $3,976.00 | $181,010 Land $9,700 Building $171,310 | |
| 2021 | $181,010 Land $9,700 Building $171,310 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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