1318 Vista Prado, San Clemente, CA 92673 Property Records

Orange County property record for 1318 Vista Prado, San Clemente, CA 92673

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,405 sqft · built 2002
Lot Size	0.168 acres (7,319 sqft)
Owner	Company Name on Record
Last Sale	$1,230,000 (Jul 2019)
Tax Bill	$15,032 (2025)
Deeds & Mortgages	Feb 2023 Transfer Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`679-282-08`

Property Details

APN / Parcel Number

Primary APN	`679-282-08`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Building Area	3,405 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	7,319 sqft (0.168 acres)
Garage Area	469 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Location & Zoning

Street Address	1318 VISTA PRADO
City	SAN CLEMENTE
State	CA
Zip	92673-3649
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 16210 BLK LOT 94
Legal Subdivision	TRACT NO 16210
Legal Tract	16210
Legal Lot Number	94
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2001
Census Tract	42112

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1318 VISTA PRADO, SAN CLEMENTE, CA 92673-3649
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2023	Intrafamily Transfer, Transfer
Jun 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jul 2, 2019	Grant Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2019 · Amount on Record
Deed Sale	Jul 2, 2019 · Amount on Record
Prior Sale	Apr 21, 2003 · Amount on Record
Deed Document Number	2019234825
Last Transfer Date	Jan 31, 2023
Transfer Doc	0000030178
Record Updated	Oct 29, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Feb 10, 2023
Property Address	1318 VISTA PRADO, SAN CLEMENTE, CA 92673-3649
Document Number	0000030178
Map Reference	MB 828 PG 11-20
Instrument Date	Jan 31, 2023
Instrument	2023000030178
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1318 VISTA PRADO, SAN CLEMENTE, CA 92673-3649

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1318 VISTA PRADO, SAN CLEMENTE, CA 92673-3649
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1318 VISTA PRADO, SAN CLEMENTE, CA 92673-3649

Mortgage

Document Number	0000387934
Date	Jun 11, 2021
Instrument	2021000387934

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 2, 2019
Property Address	1318 VISTA PRADO, SAN CLEMENTE, CA 92673-3649
Document Number	0000234825
Map Reference	MB 828 PG 11-20
Instrument Date	Jun 19, 2019
Instrument	2019000234825
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1318 VISTA PRADO, SAN CLEMENTE, CA 92673-3649

Mortgage

Document Number	0000234826
Date	Jul 2, 2019
Instrument	2019000234826

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,415,381 (+2%) Land $716,406 Building $698,975
2025	$15,032.00 (+3.59%)	$1,387,629 (+4.04%) Land $702,359 Building $685,270
2023	$14,511.00 (+4.8%)	$1,333,747 Land $675,086 Building $658,661
2022	$13,847.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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