1314 Vista Prado, San Clemente, CA 92673 Property Records

Orange County property record for 1314 Vista Prado, San Clemente, CA 92673

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,112 sqft · built 2002
Lot Size	0.176 acres (7,648 sqft)
Owner	2 Company Names on File
Last Sale	$689,000 (Apr 2003)
Tax Bill	$11,426 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Sep 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`679-282-10`

Property Details

APN / Parcel Number

Primary APN	`679-282-10`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	3,112 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	7,648 sqft (0.176 acres)
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Location & Zoning

Street Address	1314 VISTA PRADO
City	SAN CLEMENTE
State	CA
Zip	92673-3649
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 16210 BLK LOT 96
Legal Subdivision	TRACT NO 16210
Legal Tract	16210
Legal Lot Number	96
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2001
Census Tract	42112

Owner

1314 Vista Prado is owned by a company that acquired it in October 2008 and is owner-occupied.

Source: Orange County records, as of August 26, 2026

Owner of Record	2 Company Names on File
Mailing Address	1314 VISTA PRADO, SAN CLEMENTE, CA 92673-3649
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
Aug 20, 2018	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage CELEBRITY HOME LOANS LLC
Feb 24, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
Nov 5, 2019	Loan Modification, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2003 · Amount on File
Deed Sale	Apr 18, 2003 · Amount on File
Deed Document Number	2003438597
Last Transfer Date	Oct 22, 2008
Transfer Doc	0000495505
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1314 VISTA PRADO, SAN CLEMENTE, CA 92673-3649
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1314 VISTA PRADO, SAN CLEMENTE, CA 92673-3649

Mortgage

Document Number	0000733368
Date	Dec 6, 2021
Instrument	2021000733368

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Nov 9, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1314 VISTA PRADO, SAN CLEMENTE, CA 92673-3649
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1314 VISTA PRADO, SAN CLEMENTE, CA 92673-3649

Mortgage

Document Number	0000555914
Date	Sep 7, 2021
Instrument	2021000555914

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1314 VISTA PRADO, SAN CLEMENTE, CA 92673-3649
Transaction Type	Mortgage
Record Updated	Aug 27, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000303097
Date	Aug 20, 2018
Instrument	2018000303097

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Lending Institution
Address	OMAHA, NE 68164

Agreement

Type	Line of Credit
Amount	Amount on Record

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1314 VISTA PRADO, SAN CLEMENTE, CA 92673-3649
Transaction Type	Mortgage
Record Updated	Feb 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1314 VISTA PRADO, SAN CLEMENTE, CA 92673-3649

Mortgage

Document Number	0000057856
Date	Jan 27, 2021
Instrument	2021000057856

Lender

Name	CELEBRITY HOME LOANS LLC
Type	Non-Lending Institution
Address	VILLA PARK, IL 60181

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1314 VISTA PRADO, SAN CLEMENTE, CA 92673-3649
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000080229
Date	Feb 24, 2017
Instrument	2017000080229

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1314 VISTA PRADO, SAN CLEMENTE, CA 92673-3649
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000455409
Date	Nov 15, 2019
Instrument	2019000455409

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE CA
Property Address	1314 VISTA PRADO, SAN CLEMENTE, CA 92673-3649
Document Number	0000516197
Instrument Date	Nov 5, 2019
Transaction Type	Mortgage
Record Updated	Dec 19, 2019
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1314 VISTA PRADO SAN CLEMENTE CA 926733649, SAN CLEMENTE, CA 92673-3649

Mortgage

Document Number	0000516197
Date	Dec 10, 2019
Instrument	516197

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1314 Vista Prado was $11,426 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,057,791 (+2%) Land $466,452 Building $591,339
2025	$11,426.00 Homeowner's exemption	$1,037,050 Land $457,305 Building $579,745
2023	$11,038.00 (+1.8%) Homeowner's exemption	$996,781 Land $439,547 Building $557,234
2022	$10,843.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1314 Vista Prado in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1314 Vista Prado is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Vista Prado

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