1304 Vista Prado, San Clemente, CA 92673 Property Records

Orange County property record for 1304 Vista Prado, San Clemente, CA 92673

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,256 sqft · built 2002
Lot Size	0.131 acres (5,713 sqft)
Owner	2 Trust Names on File
Last Sale	$1,200,000 (Jul 2019)
Tax Bill	$14,412 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Aug 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`679-282-15`

Property Details

APN / Parcel Number

Primary APN	`679-282-15`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	3,256 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	5,713 sqft (0.131 acres)
Garage Area	618 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1304 VISTA PRADO
City	SAN CLEMENTE
State	CA
Zip	92673-3649
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 16210 BLK LOT 101
Legal Subdivision	TRACT NO 16210
Legal Tract	16210
Legal Lot Number	101
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2001
Census Tract	42112

Owner

1304 Vista Prado is owner-occupied and held in a trust since March 2022.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1304 VISTA PRADO, SAN CLEMENTE, CA 92673-3649
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Deed of Trust, Mortgage · Line of Credit ORANGE COUNTYS CU
Aug 2, 2023	Intrafamily Transfer, Transfer
Nov 28, 2022	Deed of Trust, Mortgage · Line of Credit ORANGE COUNTYS CU
Aug 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
Jul 1, 2019	Grant Deed, Transfer · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2019 · Amount on File
Deed Sale	Jul 1, 2019 · Amount on File
Prior Sale	Apr 28, 2003 · Amount on File
Deed Document Number	2019233125
Last Transfer Date	Mar 14, 2022
Transfer Doc	0000187033
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1304 VISTA PRADO, SAN CLEMENTE, CA 92673-3649
Transaction Type	Mortgage
Record Updated	Jul 13, 2023
Title Company	CHICAGO TITLE-INLAND EMPIRE, CHICAGO TITLE INLAND EMPIRE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 VISTA PRADO, SAN CLEMENTE, CA 92673-3649

Mortgage

Document Number	0000157715
Date	Jun 30, 2023
Instrument	2023000157715

Lender

Name	ORANGE COUNTYS CU
Type	Credit Union
Address	SANTA ANA, CA 92705

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 27, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Aug 2, 2023
Property Address	1304 VISTA PRADO, SAN CLEMENTE, CA 92673-3649
Document Number	0000187033
Map Reference	MB 828 PG 11-20
Instrument Date	Mar 14, 2023
Instrument	2023000187033
Transaction Type	Transfer
Record Updated	Aug 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1304 VISTA PRADO, SAN CLEMENTE, CA 92673-3649

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1304 VISTA PRADO, SAN CLEMENTE, CA 92673-3649
Transaction Type	Mortgage
Record Updated	Dec 7, 2022
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 VISTA PRADO, SAN CLEMENTE, CA 92673-3649

Mortgage

Document Number	0000390420
Date	Nov 28, 2022
Instrument	2022000390420

Lender

Name	ORANGE COUNTYS CU
Type	Credit Union
Address	SANTA ANA, CA 92705

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 27, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1304 VISTA PRADO, SAN CLEMENTE, CA 92673-3649
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 VISTA PRADO, SAN CLEMENTE, CA 92673-3649

Mortgage

Document Number	0000497348
Date	Aug 6, 2021
Instrument	2021000497348

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 1, 2019
Property Address	1304 VISTA PRADO, SAN CLEMENTE, CA 92673-3649
Document Number	0000233125
Map Reference	MB 828 PG 11-20
Instrument Date	Jun 7, 2019
Instrument	2019000233125
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	FIDELITY NATL TTL ORANGE CNT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1304 VISTA PRADO, SAN CLEMENTE, CA 92673-3649

Mortgage

Document Number	0000233126
Date	Jul 1, 2019
Instrument	2019000233126

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Aug 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5%
Index	1-Year LIBOR
Max Rate	8%

Tax Assessment & Valuation

The 2025 property tax bill for 1304 Vista Prado was $14,412 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,359,844 (+2%) Land $682,762 Building $677,082
2025	$14,412.00 Homeowner's exemption	$1,333,181 Land $669,375 Building $663,806
2023	$13,724.00 (+1.4%)	$1,261,413 (+2%) Land $643,382 Building $618,031
2022	$13,535.00	$1,236,680 Land $630,767 Building $605,913

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1304 Vista Prado in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1304 Vista Prado is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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