1226 Saddle Lakes Dr, Abilene, TX 79602 Property Records

Taylor County property record for 1226 Saddle Lakes Dr, Abilene, TX 79602

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,182 sqft · built 2002
Lot Size	1.15 acres (50,399 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,639 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`43600000800`

Property Details

APN / Parcel Number

Primary APN	`43600000800`
Alternative APN	`98583`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,182 sqft Living Area
Gross Area	4,634 sqft
1st Floor Area	3,182 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	50,399 sqft
Lot Dimensions	378 ft deep x 133 ft wide
Garage Type	Attached
Garage Area	893 sqft
Parking Spaces	4 Parking Spaces
Porch	Enclosed Porch
Porch Area	1,251 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1226 SADDLE LAKES DR
City	ABILENE
State	TX
Zip	79602-9410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKES AT SADDLE CREEK SUBD, BLOCK A, LOT 8, ACRES 1.157
Legal Subdivision	LAKES AT SADDLE CREEK SUBD
Legal Block	A
Legal Lot Number	8
Jurisdiction	TAYLOR TX
Township / Civil Division	ABILENE
Census Block Group	4
Census Block	4011
Census Tract	13404

Owner

1226 Saddle Lakes Dr is owned and occupied by two individuals who acquired it in June 2024.

Source: Taylor County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 7357, ABILENE, TX 79608-7357
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2024
Deed Sale	Jun 18, 2024
Prior Sale	May 11, 2020 · Amount on File
Deed Document Number	202410190
Prior Transfer Date	May 8, 2020
Prior Transfer Doc	0000007725
Record Updated	Sep 20, 2026

May 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	TAYLOR TX
Recording Date	May 11, 2020
Property Address	1226 SADDLE LAKES DR, ABILENE, TX 79602-9410
Document Number	0000007725
Map Reference	CAB 3 SL 327
Instrument Date	May 8, 2020
Instrument	2020-00007725
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	FIRST TEXAS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 950, DUPONT, WA 98327-0950

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5315 GRIFFIN PARK RD, RALEIGH, NC 27613

Mortgage

Document Number	0000007726
Date	May 11, 2020
Instrument	2020-00007726

Lender

Name	DAVID ESTES
Type	Private Party
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1226 Saddle Lakes Dr was $8,639 with exemptions applied.

Source: Taylor County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Abilene City
County	Taylor County
Unified School District	Wylie Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$487,386 (+2.16%) Land $46,518 Building $440,868	$487,386 (+2.16%) Land $46,518 Building $440,868
2025	$8,639.00 Homeowner's exemption Senior Citizen's exemption	$477,088 (+6.76%) Land $46,518 Building $430,570	$477,088 (+6.76%) Land $46,518 Building $430,570
2024		$446,881 (+4.16%) Land $46,518 Building $400,363	$446,881 (+4.16%) Land $46,518 Building $400,363
2023	$9,278.00 (-7.27%)	$429,047 Land $46,518 Building $382,529	$429,047 Land $46,518 Building $382,529
2022	$10,005.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1226 Saddle Lakes Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1226 Saddle Lakes Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POTOSI WSC serves 7,413 people · EPA ID TX2210008
Water Source	Purchased surface water from CITY OF ABILENE
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020
Treatment and Procedure	Lead public education Dec 2013
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Taylor Telephone Cooperative Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20