1316 Spruce St, Troy, OH 45373 Property Records

Miami County property record for 1316 Spruce St, Troy, OH 45373 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1946
Square Footage	1,120 sqft Living Area
Lot Size	17,293 sqft (0.396 acres)
Occupancy	Owner Occupied
Last Sale	$79,500 (1999)
Tax Bill	$1,349.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`C06-081289`
Alternative APNs	`050632.1-05-014-00` `C06CC032A14200`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	6 Rooms
Building Area	1,120 sqft Living Area
1st Floor	1,120 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1946
Architectural Style	Conventional Style
Exterior Material	Concrete Block Exterior
Foundation Type	Raised Foundation
Lot Area	17,293 sqft (0.396 acres)
Depth X Width	216 ft x 80 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	624 sqft Garage
Porch	Open Porch
Porch Area	208 sqft Porch

Utilities and HVAC

Cooling System	None Cooling
Heating System	HVAC Heating
Sewage	Septic Sewage
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Old Parcel Number	C06CC032A14200
Street Address	1316 SPRUCE ST
City	TROY
State	OH
Zip	45373-3829
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	6-5-32 LOT 89 HOME ACRES
Legal Range	05
Legal Township	06
Legal Section	32
Legal Subdivision	HOME ACRES
Legal Lot Number	89
Jurisdiction	MIAMI OH
Minor Civil Division	CONCORD
Census Blockgroup	1
Census Block	1035
Census Tract	365302

Owner

Source: Miami County records · APN C06-081289

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1316 SPRUCE ST, TROY, OH 45373-3829
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 04, 1999 · Amount on Record
Deed Sale	Mar 04, 1999 · Amount on Record
Prior Sale	May 16, 1996 · Amount on Record
Deed Doc Number	326
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,349.00 (+10.57%) Homeowner's exemption	$37,810 (+20.57%) Land $7,250 Building $30,560	$108,000 (+20.54%) Land $20,700 Building $87,300
2024	$1,220.00 (+2.09%) Homeowner's exemption	$31,360 (-) Land $7,210 Building $24,150
2023	$1,195.00 (+16.93%) Homeowner's exemption	$31,360 (-) Land $7,210 Building $24,150	$89,600 (-) Land $20,600 Building $69,000
2022	$1,022.00 Homeowner's exemption	$31,360 Land $7,210 Building $24,150	$89,600 Land $20,600 Building $69,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 22% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.