Monroe County property record for 1316 Cody Dr, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 988 sqft · built 2002 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $203,000 (Oct 2019) |
| Tax Bill | $5,287 (2024) |
| Deeds & Mortgages | Sep 2025 Mortgage Oct 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-01-133-008-000 |
| Primary APN | 10-01-133-008-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 988 sqft Building Perimeter |
| 1st Floor Area | 988 sqft |
| Basement Area | 988 sqft |
| Unfinished Basement | 988 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Construction Type | Frame |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Area | 526 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 578 sqft |
| Porch | Slab |
| Porch Area | 222 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1316 CODY DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-2774 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 STONEFIELD |
| Legal Range | 10W |
| Legal Township | 03S |
| Legal Section | 01 |
| Legal Subdivision | STONEFIELD |
| Legal Lot Number | 8 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 27 |
| Census Block Group | 4 |
| Census Block | 4023 |
| Census Tract | 600501 |
Source: Monroe County records · APN 10-01-133-008-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1316 CODY DR, WATERLOO, IL 62298-2774 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 12, 2025 | Deed of Trust, Mortgage HUD |
| Oct 13, 2023 | Deed of Trust, Mortgage HUD |
| Sep 25, 2023 | Deed of Trust, Mortgage HUD |
| Jan 31, 2022 | Deed of Trust, Mortgage HUD |
| Oct 09, 2019 | Warranty Deed, Transfer · FHA Mortgage BROKERS SOLUTIONS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 09, 2019 · Amount on Record |
| Deed Sale | Oct 09, 2019 · Amount on Record |
| Deed Document Number | 2019404087 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 1316 CODY DR, WATERLOO, IL 62298-2774 |
| Transaction Type | Mortgage |
| Record Updated | Oct 01, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000439248 |
|---|---|
| Date | Sep 12, 2025 |
| Instrument | 439248 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 288 Months |
| Due | Nov 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 1316 CODY DR, WATERLOO, IL 62298-2774 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000430855 |
|---|---|
| Date | Oct 13, 2023 |
| Instrument | 430855 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 312 Months |
| Due | Nov 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 1316 CODY DR, WATERLOO, IL 62298-2774 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000430660 |
|---|---|
| Date | Sep 25, 2023 |
| Instrument | 430660 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 312 Months |
| Due | Nov 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 1316 CODY DR, WATERLOO, IL 62298-2774 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000422418 |
|---|---|
| Date | Jan 31, 2022 |
| Instrument | 422418 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 324 Months |
| Due | Nov 01, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Oct 09, 2019 |
| Property Address | 1316 CODY DR, WATERLOO, IL 62298-2774 |
| Document Number | 0000404087 |
| Instrument Date | Oct 08, 2019 |
| Instrument | 404087 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $304.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4009 BAUM RD, 4009, FULTS, IL 62244-1017 |
| Name | Verified Name |
|---|---|
| Address | 109 E LAUREL ST, MILLSTADT, IL 62260-1509 |
| Document Number | 0000404088 |
|---|---|
| Date | Oct 09, 2019 |
| Instrument | 404088 |
| Name | BROKERS SOLUTIONS INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Number | 0000404089 |
|---|---|
| Date | Oct 09, 2019 |
| Instrument | 404089 |
| Name | ILLINOIS HOUSING DEV AUTHORITY |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $101,180 (+28.27%) Land $16,790 Building $84,390 | $303,540 (+28.27%) Land $50,370 Building $253,170 | |
| 2024 | $5,287.00 | ||
| 2022 | $78,880 Land $15,410 Building $63,470 | $236,640 Land $46,230 Building $190,410 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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