Monroe County property record for 1301 Cody Dr, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2003 |
| Square Footage | 1,500 sqft Living Area |
| Lot Size | 13,504 sqft (0.31 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $200,000 (2019) |
| Tax Bill | $5,100.00 (2024) |
| Primary APN | 10-01-133-038-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Building Area | 1,500 sqft Living Area |
| 1st Floor | 1,500 sqft 1st Floor |
| Basement Area | 1,500 sqft Basement |
| Unfinished Basement | 1,500 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Construction Type | Frame Construction |
| Lot Area | 13,504 sqft (0.31 acres) |
| Driveway | Driveway Concrete |
| Driveway Area | 594 sqft Driveway |
| Garage Area | 400 sqft Garage |
| Patio Area | 144 sqft Patio |
| Porch Area | 36 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 1301 CODY DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-2775 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 38 STONEFIELD |
| Legal Range | 10W |
| Legal Township | 03S |
| Legal Section | 01 |
| Legal Subdivision | STONEFIELD |
| Legal Lot Number | 38 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 27 |
| Census Blockgroup | 4 |
| Census Block | 4025 |
| Census Tract | 600501 |
Source: Monroe County records · APN 10-01-133-038-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1301 CODY DR, WATERLOO, IL 62298-2775 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 14, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HOME LOAN EXPERT LLC |
| Mar 02, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage MR COOPER |
| Jun 25, 2019 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 25, 2019 · Amount on Record |
| Deed Sale | Jun 25, 2019 · Amount on Record |
| Deed Doc Number | 2019402124 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 1301 CODY DR, WATERLOO, IL 62298-2775 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000414199 |
|---|---|
| Date | Jan 14, 2021 |
| Instrument | 414199 |
| Name | HOME LOAN EXPERT LLC |
|---|---|
| Type | Lending Institution |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 1301 CODY DR, WATERLOO, IL 62298-2775 |
| Document Number | 0000406680 |
| Instrument Date | Mar 02, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1301 CODY DR WATERLOO IL 622982775, WATERLOO, IL 62298-2775 |
| Document Number | 0000406680 |
|---|---|
| Date | Mar 12, 2020 |
| Instrument | 406680 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 11, 2050 |
| Rate | 4.25% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jun 25, 2019 |
| Property Address | 1301 CODY DR, WATERLOO, IL 62298-2775 |
| Document Number | 0000402124 |
| Instrument Date | Jun 21, 2019 |
| Instrument | 402124 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1301 CODY DR, WATERLOO, IL 62298-2775 |
| Document Number | 0000402125 |
|---|---|
| Date | Jun 25, 2019 |
| Instrument | 402125 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $95,310 (+26.54%) Land $17,010 Building $78,300 | $285,930 (+26.54%) Land $51,030 Building $234,900 | |
| 2024 | $5,100.00 | ||
| 2022 | Additional exemption filed | $75,320 Land $15,530 Building $59,790 | $225,960 Land $46,590 Building $179,370 |
1301 Cody Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Monroe County (17133C), updated August 18, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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