1321 Cody Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 1321 Cody Dr, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 988 sqft · built 2002
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (Jun 2025)
Tax Bill	$5,192 (2024)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jun 2021 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-01-133-033-000`

Property Details

APN / Parcel Number

Primary APN	`10-01-133-033-000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	988 sqft Building Perimeter
1st Floor Area	988 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Frame
Lot Area	15,682 sqft (0.36 acres)
Garage Area	520 sqft
Driveway	Concrete Driveway
Driveway Area	697 sqft
Porch	Slab
Porch Area	36 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1321 CODY DR
City	WATERLOO
State	IL
Zip	62298-2775
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR2
Legal Description	LOT 33 STONEFIELD
Legal Range	10W
Legal Township	03S
Legal Section	01
Legal Subdivision	STONEFIELD
Legal Lot Number	33
Jurisdiction	MONROE IL
Township / Civil Division	27
Census Block Group	4
Census Block	4025
Census Tract	600501

Owner

Source: Monroe County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6455 LL RD, WATERLOO, IL 62298-4019
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Jun 15, 2021	Foreclosure Foreclosure Auction
Aug 23, 2017	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2025 · Amount on Record
Deed Sale	Jun 5, 2025 · Amount on Record
Prior Sale	Dec 17, 2021 · Amount on Record
Deed Document Number	2025437876
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Dec 17, 2021
Property Address	1321 CODY DR, WATERLOO, IL 62298-2775
Document Number	0000421539
Instrument Date	Dec 15, 2021
Instrument	421539
Transaction Type	Transfer
Record Updated	Jan 5, 2022
Title Company	ACCENT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$352.50
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1321 CODY DR, WATERLOO, IL 62298-2775

Mortgage

Document Number	0000421540
Date	Dec 17, 2021
Instrument	421540

Lender

Name	CMG MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate	2.99%

June 2021: Foreclosure

Document Type	Foreclosure
Jurisdiction	MONROE IL
Recording Date	Jun 15, 2021
Property Address	1321 CODY DR, WATERLOO, IL 62298-2775
Document Number	0000417856
Instrument Date	Jun 8, 2021
Instrument	417856
Transaction Type	Foreclosure
Record Updated	Jul 7, 2021

Transaction

Amount	Amount Recorded
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 S WACKER DR, 1, CHICAGO, IL 60606-4614

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8535 HIGH MDWS, COLUMBIA, IL 62236-3368

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	1321 CODY DR, WATERLOO, IL 62298-2775
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000391567
Date	Aug 23, 2017
Instrument	391567

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$97,560 (+26.7%) Land $17,350 Building $80,210	$292,680 (+26.7%) Land $52,050 Building $240,630
2024	$5,192.00
2022	Additional exemption filed	$77,000 Land $15,730 Building $61,270	$231,000 Land $47,190 Building $183,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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