Monroe County property record for 1328 Cody Dr, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,036 sqft · built 2002 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,004 (2024) |
| Deeds & Mortgages | Feb 2021 Construction Loan Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-01-133-006-000 |
| Primary APN | 10-01-133-006-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,036 sqft Building Perimeter |
| 1st Floor Area | 1,036 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Construction Type | Frame |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Area | 472 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 680 sqft |
| Porch | Slab |
| Porch Area | 42 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1328 CODY DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-2774 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 STONEFIELD |
| Legal Range | 10W |
| Legal Township | 03S |
| Legal Section | 01 |
| Legal Subdivision | STONEFIELD |
| Legal Lot Number | 6 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 27 |
| Census Block Group | 4 |
| Census Block | 4023 |
| Census Tract | 600501 |
Source: Monroe County records · APN 10-01-133-006-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1328 CODY DR, WATERLOO, IL 62298-2774 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 17, 2021 | Deed of Trust, Mortgage · Construction Mortgage STATE BANK |
| Feb 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 1328 CODY DR, WATERLOO, IL 62298-2774 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000414918 |
|---|---|
| Date | Feb 17, 2021 |
| Instrument | 414918 |
| Name | STATE BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 1328 CODY DR, WATERLOO, IL 62298-2774 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000414919 |
|---|---|
| Date | Feb 17, 2021 |
| Instrument | 414919 |
| Name | STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 15, 2031 |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $94,130 (+26.38%) Land $17,010 Building $77,120 | $282,390 (+26.38%) Land $51,030 Building $231,360 | |
| 2024 | $5,004.00 | ||
| 2022 | Additional exemption filed | $74,480 Land $15,530 Building $58,950 | $223,440 Land $46,590 Building $176,850 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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