1315 River Oaks, Benton, AR 72019 Property Records

Saline County property record for 1315 River Oaks, Benton, AR 72019

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,172 sqft · built 1994
Lot Size	0.496 acres (21,632 sqft)
Owner	Individual Name on Record
Last Sale	$389,900 (Aug 2021)
Tax Bill	$3,005 (2024)
Deeds & Mortgages	Feb 2021 Line of Credit Aug 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`800-61517-000`

Property Details

APN / Parcel Number

Primary APN	`800-61517-000`
Alternative APN	`62958`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,172 sqft Living Area
1st Floor Area	1,396 sqft
Upper Floors Area	1,776 sqft
Basement Area	540 sqft
Finished Basement	540 sqft
Flooring	Steel Beam
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	21,632 sqft (0.496 acres)
Lot Dimensions	208 ft deep x 104 ft wide
Garage Type	Built-in
Driveway	Driveway
Driveway Area	480 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	18 sqft
Deck Area	288 sqft
Patio Area	288 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	62958
Street Address	1315 RIVER OAKS
City	BENTON
State	AR
Zip	72019-1843
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2021-023469
Legal Range	15W
Legal Township	01S
Legal Section	34
Legal Subdivision	RIVER OAKS PH I
Legal Lot Number	17
Jurisdiction	SALINE AR
Township / Civil Division	BAUXITE
Census Block Group	3
Census Block	3000
Census Tract	10303

Owner

Source: Saline County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1315 RIVER OAKS, BENTON, AR 72019-1843
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Line of Credit ARKANSAS FCU
Aug 31, 2021	Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Aug 23, 2018	Deed of Trust, Mortgage · VA Mortgage BANK OF LITTLE ROCK MORTGAGE CORP
Feb 4, 2019	Warranty Deed, Transfer · FHA Mortgage BANK OF LITTLE ROCK
Aug 11, 2017	Trustee's Deed, Construction Loan · Construction Mortgage BANCORPSOUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2021 · Amount on Record
Deed Sale	Aug 31, 2021 · Amount on Record
Prior Sale	Feb 4, 2019 · Amount on Record
Deed Document Number	2021-023469
Deed Book / Page	2021 / 023469
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	1315 RIVER OAKS, BENTON, AR 72019-1843
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004106
Date	Feb 24, 2021
Instrument	2021-004106

Lender

Name	ARKANSAS FCU
Type	Credit Union
Address	JACKSONVILLE, AR 72076

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jan 26, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Aug 31, 2021
Property Address	1315 RIVER OAKS, BENTON, AR 72019-1843
Document Number	0000023469
Instrument Date	Aug 27, 2021
Instrument	2021-023469
Transaction Type	Transfer
Record Updated	Sep 10, 2021
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,287.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1315 RIVER OAKS, 1315, BENTON, AR 72019-1843

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2413 S ELKHART ST, AURORA, CO 80014-2513

Mortgage

Document Number	0000023470
Date	Aug 31, 2021
Instrument	2021-023470

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	1315 RIVER OAKS, BENTON, AR 72019-1843
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016214
Date	Aug 23, 2018
Instrument	2018-016214

Lender

Name	BANK OF LITTLE ROCK MORTGAGE CORP
Type	Mortgage Company
Address	LITTLE ROCK, AR 72223

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Feb 4, 2019
Property Address	1315 RIVER OAKS, BENTON, AR 72019-1843
Document Number	0000001989
Instrument Date	Jan 30, 2019
Instrument	1989
Transaction Type	Transfer
Record Updated	Feb 18, 2019
Title Company	PULASKI COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$907.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1315 RIVER OAKS BENTON AR 720191843, BENTON, AR 72019-1843

Mortgage

Document Number	1990
Date	Feb 4, 2019
Instrument	1990

Lender

Name	BANK OF LITTLE ROCK
Type	Bank
Address	LITTLE ROCK, AR 72223

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2049

August 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SALINE AR
Recording Date	Aug 11, 2017
Property Address	1315 RIVER OAKS, BENTON, AR 72019-1843
Instrument Date	Jul 31, 2017
Instrument	14793
Transaction Type	Construction Loan
Record Updated	Aug 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1315 RIVER OAKS BENTON AR 720191843, BENTON, AR 72019-1843

Mortgage

Document Number	0000014793
Date	Aug 11, 2017
Instrument	14793

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-4360

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 10, 2018

Tax Assessment & Valuation

Source: Saline County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
Municipality	Benton City
County	Saline County
Unified School District	Benton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$63,282 (-) Land $9,600 Building $53,682
2024	$3,005.00 (-2.44%)
2023	$3,080.00 Homeowner's exemption	$63,282 Land $9,600 Building $53,682	$316,410 Land $48,000 Building $268,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–2008)
Most Recent Claim	Apr 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 47% of Arkansas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON WATERWORKS serves 30,681 people · EPA ID AR0000484
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Connect2First.

Nearby Properties on River Oaks

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures