1316 River Oaks, Benton, AR 72019 Property Records

Saline County property record for 1316 River Oaks, Benton, AR 72019

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,618 sqft · built 1992
Lot Size	0.588 acres (25,604 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Apr 2026)
Tax Bill	$2,779 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Sep 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`800-61509-000`

Property Details

APN / Parcel Number

Primary APN	`800-61509-000`
Alternative APN	`62950`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,618 sqft Living Area
Gross Area	3,275 sqft
1st Floor Area	1,351 sqft
Upper Floors Area	1,267 sqft
Basement Area	216 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,604 sqft (0.588 acres)
Lot Dimensions	346 ft deep x 74 ft wide
Garage Type	Attached
Garage Area	441 sqft
Driveway	Concrete Driveway
Driveway Area	855 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Deck Area	231 sqft
Patio Area	231 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1316 RIVER OAKS
City	BENTON
State	AR
Zip	72019-1841
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2024-017473
Legal Range	15W
Legal Township	01S
Legal Section	34
Legal Subdivision	RIVER OAKS
Legal Lot Number	9
Jurisdiction	SALINE AR
Township / Civil Division	BAUXITE
Census Block Group	3
Census Block	3000
Census Tract	10303

Owner

1316 River Oaks is owned and occupied by two individuals who bought it in April 2026.

Source: Saline County records, as of April 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1316 RIVER OAKS, BENTON, AR 72019-1841
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST SECURITY BANK
Sep 30, 2024	Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC
Sep 30, 2024	Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC
Mar 5, 2021	Warranty Deed, Transfer · Conventional Mortgage EAGLE BANK & TRUST CO
Mar 5, 2021	Intrafamily Transfer, Transfer FIRST NATIONAL TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2026 · Amount on File
Deed Sale	Apr 13, 2026 · Amount on File
Prior Sale	Mar 5, 2021 · Amount on File
Deed Document Number	20267472
Deed Book / Page	2026 / 7472
Prior Transfer Date	Mar 3, 2021
Prior Transfer Doc	0000005121
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Apr 13, 2026
Property Address	1316 RIVER OAKS, BENTON, AR 72019-1841
Document Number	0000007472
Book / Page	2026 / 7472
Instrument Date	Apr 9, 2026
Instrument	20267472
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	ATTORNEYS TITLE GROUP LLC, ATTORNEYS TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$104,989.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1316 RIVER OAKS, BENTON, AR 72019-1841

Mortgage

Document Number	0000007473,
Date	Apr 13, 2026
Instrument	20267473

Lender

Name	FIRST SECURITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Sep 30, 2024
Property Address	1316 RIVER OAKS, BENTON, AR 72019-1841
Document Number	0000017473
Instrument Date	Sep 27, 2024
Instrument	2024-017473
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$973.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1316 RIVER OAKS, BENTON, AR 72019-1841

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1316 RIVER OAKS, BENTON, AR 72019-1841

Mortgage

Document Number	0000017474
Date	Sep 30, 2024
Instrument	2024-017474

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2054

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Sep 30, 2024
Property Address	1316 RIVER OAKS, BENTON, AR 72019-1841
Document Number	0000017473
Instrument Date	Sep 27, 2024
Instrument	2024-017473
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$973.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1316 RIVER OAKS, BENTON, AR 72019-1841

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1316 RIVER OAKS, BENTON, AR 72019-1841

Mortgage

Document Number	0000017474
Date	Sep 30, 2024
Instrument	2024-017474

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2054

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Mar 5, 2021
Property Address	1316 RIVER OAKS, BENTON, AR 72019-1841
Document Number	0000005119
Instrument Date	Mar 3, 2021
Instrument	2021-005119
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	FIRST NATIONAL TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$811.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 LITTLE JOHN ST, WHITE OAK, TX 75693-2114

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1316 RIVER OAKS, BENTON, AR 72019-1841

Mortgage

Document Number	0000005120
Date	Mar 5, 2021
Instrument	2021-005120

Lender

Name	EAGLE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SALINE AR
Recording Date	Mar 5, 2021
Property Address	1316 RIVER OAKS, BENTON, AR 72019-1841
Document Number	0000005121
Instrument Date	Mar 3, 2021
Instrument	2021-005121
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	FIRST NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1316 RIVER OAKS, BENTON, AR 72019-1841

Tax Assessment & Valuation

The 2025 property tax bill for 1316 River Oaks was $2,779 with a homeowner's exemption, up 21.9% from the year before.

Source: Saline County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
Municipality	Benton City
County	Saline County
Unified School District	Benton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,779.00 (+21.94%) Homeowner's exemption	$50,165 Land $9,600 Building $40,565	$250,825 Land $48,000 Building $202,825
2024	$2,279.00 (-3.19%)
2023	$2,354.00 Homeowner's exemption	$50,165 Land $9,600 Building $40,565	$250,825 Land $48,000 Building $202,825

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1316 River Oaks in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–2008)
Most Recent Claim	Apr 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1316 River Oaks is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 47% of Arkansas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON WATERWORKS serves 30,681 people · EPA ID AR0000484
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Connect2First.

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