Clay County property record for 1315 Joseph St, Hawley, MN 56549
| Property Type | Single Family Home |
|---|---|
| Details | built 1979 |
| Lot Size | 0.34 acres (15,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $339,900 (Jun 2024) |
| Tax Bill | $3,640 (2026) |
| Deeds & Mortgages | Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 56.775.0220 |
| Primary APN | 56.775.0220 |
|---|
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Lot Area | 15,000 sqft (0.34 acres) |
| Street Address | 1315 JOSEPH ST |
|---|---|
| City | HAWLEY |
| State | MN |
| Zip | 56549-4409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME WESTGATE 2ND ADD SUBDIVISIONCD 56775 LOT 2 5 HAWLEY CITY |
| Legal Range | 45 |
| Legal Township | 139 |
| Legal Section | 02 |
| Legal Subdivision | WESTGATE 2ND ADD |
| Legal Block | 5 |
| Legal Lot Number | 2 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | HAWLEY |
| Census Block Group | 1 |
| Census Block | 1089 |
| Census Tract | 30201 |
1315 Joseph St is owned and occupied by two individuals who bought it in June 2024.
Source: Clay County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1315 JOSEPH ST, HAWLEY, MN 56549-4409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2024 · Amount on File |
| Deed Sale | Jun 6, 2024 · Amount on File |
| Prior Sale | Dec 21, 2015 · Amount on File |
| Deed Document Number | 20241656205 |
| Prior Transfer Date | Nov 30, 2015 |
| Prior Transfer Doc | 0000752529 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 1315 JOSEPH ST, HAWLEY, MN 56549-4409 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MINNESOTA TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000794869 |
|---|---|
| Date | Oct 24, 2019 |
| Instrument | 794869 |
| Name | MIDWEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 1315 Joseph St was $3,640 with a homeowner's exemption.
Source: Clay County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Hawley City |
| Unified School District | Hawley Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,640.00 Homeowner's exemption | $275,400 (-) Land $30,600 Building $244,800 | $275,400 (-) Land $30,600 Building $244,800 |
| 2025 | $275,400 Land $30,600 Building $244,800 | $275,400 Land $30,600 Building $244,800 | |
| 2023 | $3,360.00 Homeowner's exemption | $241,900 Land $30,600 Building $211,300 | $241,900 Land $30,600 Building $211,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1315 Joseph St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2010) |
| Most Recent Claim | Jun 2010 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1315 Joseph St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.4% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Hawley serves 2,267 people · EPA ID MN1140006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Arvig Fiber · Cable | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
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