Clay County property record for 1323 Joseph St, Hawley, MN 56549
| Property Type | Single Family Home |
|---|---|
| Details | built 1989 |
| Lot Size | 0.48 acres (20,704 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $6,376 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage Oct 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 56.780.0730 |
| Primary APN | 56.780.0730 |
|---|
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 20,704 sqft (0.48 acres) |
| Street Address | 1323 JOSEPH ST |
|---|---|
| City | HAWLEY |
| State | MN |
| Zip | 56549-4409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME WESTGATE 3RD ADD SUBDIVISIONCD 56780 LOT 2 6 HAWLEY CITY |
| Legal Range | 45 |
| Legal Township | 139 |
| Legal Section | 02 |
| Legal Subdivision | WESTGATE 3RD ADD |
| Legal Block | 6 |
| Legal Lot Number | 2 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | HAWLEY |
| Census Block Group | 1 |
| Census Block | 1089 |
| Census Tract | 30201 |
Source: Clay County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 404, HAWLEY, MN 56549-0404 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CHOICE FINANCIAL GROUP |
| Oct 28, 2021 | Transfer on Death Deed, Transfer |
| Sep 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BELL BK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 29, 2021 |
| Transfer Doc | 0000822392 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 1323 JOSEPH ST, HAWLEY, MN 56549-4409 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2026 |
| Title Company | KP |
| Name | Verified Name |
|---|
| Document Number | 0000863089 |
|---|---|
| Date | Mar 24, 2026 |
| Instrument | 863089 |
| Name | CHOICE FINANCIAL GROUP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Oct 28, 2021 |
| Property Address | 1323 JOSEPH ST, HAWLEY, MN 56549-4409 |
| Document Number | 0000822392 |
| Instrument Date | Jun 29, 2021 |
| Instrument | 822392 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1323 JOSEPH ST, 1323, HAWLEY, MN 56549-4409 |
| Name | Verified Name |
|---|---|
| Address | 1323 JOSEPH ST, HAWLEY, MN 56549-4409 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 1323 JOSEPH ST, HAWLEY, MN 56549-4409 |
| Document Number | 0000805765 |
| Instrument Date | Sep 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1323 JOSEPH ST HAWLEY MN 565494409, HAWLEY, MN 56549-4409 |
| Document Number | 0000805765 |
|---|---|
| Date | Sep 15, 2020 |
| Instrument | 805765 |
| Name | BELL BK |
|---|---|
| Address | FARGO, ND 58103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 14, 2040 |
Source: Clay County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Hawley City |
| Unified School District | Hawley Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,376.00 (+5.53%) | $446,100 (-0.98%) Land $33,800 Building $412,300 | $446,100 (-0.98%) Land $33,800 Building $412,300 |
| 2025 | $450,500 (+9.27%) Land $33,800 Building $416,700 | $450,500 (+9.27%) Land $33,800 Building $416,700 | |
| 2023 | $6,042.00 Homeowner's exemption | $412,300 Land $33,800 Building $378,500 | $412,300 Land $33,800 Building $378,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2010) |
| Most Recent Claim | Jun 2010 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.4% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Hawley serves 2,267 people · EPA ID MN1140006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Arvig Fiber · Cable | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
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