Clay County property record for 1311 Joseph St, Hawley, MN 56549
| Property Type | Single Family Home |
|---|---|
| Details | built 1978 |
| Lot Size | 0.34 acres (14,998 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $315,000 (Sep 2025) |
| Tax Bill | $4,048 (2026) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Nov 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 56.775.0230 |
| Primary APN | 56.775.0230 |
|---|
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Lot Area | 14,998 sqft (0.34 acres) |
| Street Address | 1311 JOSEPH ST |
|---|---|
| City | HAWLEY |
| State | MN |
| Zip | 56549-4409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME WESTGATE 2ND ADD SUBDIVISIONCD 56775 LOT 3 5 HAWLEY CITY |
| Legal Range | 45 |
| Legal Township | 139 |
| Legal Section | 02 |
| Legal Subdivision | WESTGATE 2ND ADD |
| Legal Block | 5 |
| Legal Lot Number | 3 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | HAWLEY |
| Census Block Group | 1 |
| Census Block | 1089 |
| Census Tract | 30201 |
Source: Clay County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1311 JOSEPH ST, HAWLEY, MN 56549-4409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2025 | Warranty Deed, Transfer · Conventional Mortgage GRANITE BANK |
| Nov 1, 2022 | Warranty Deed, Transfer · VA Mortgage ARMED FORCES BANK NA |
| Oct 27, 2020 | Loan Modification, Mortgage WELLS FARGO BK |
| Jul 29, 2019 | Warranty Deed, Transfer · VA Mortgage WELLS FARGO BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2025 · Amount on Record |
| Deed Sale | Sep 22, 2025 · Amount on Record |
| Prior Sale | Jul 29, 2019 · Amount on Record |
| Deed Document Number | 2025858594 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Sep 22, 2025 |
| Property Address | 1311 JOSEPH ST, HAWLEY, MN 56549-4409 |
| Document Number | 0000858594 |
| Instrument Date | Sep 19, 2025 |
| Instrument | 858594 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,039.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1311 JOSEPH ST, HAWLEY, MN 56549-4409 |
| Document Number | 0000858595 |
|---|---|
| Date | Sep 22, 2025 |
| Instrument | 858595 |
| Name | GRANITE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Nov 1, 2022 |
| Property Address | 1311 JOSEPH ST, HAWLEY, MN 56549-4409 |
| Document Number | 0000833667 |
| Instrument Date | Oct 31, 2022 |
| Instrument | 833667 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2022 |
| Title Company | FM TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $924.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1311 JOSEPH ST, HAWLEY, MN 56549-4409 |
| Document Number | 0000833668 |
|---|---|
| Date | Nov 1, 2022 |
| Instrument | 833668 |
| Name | ARMED FORCES BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 1311 JOSEPH ST, HAWLEY, MN 56549-4409 |
| Document Number | 0000811156 |
| Instrument Date | Oct 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | PO BOX 72 HAWLEY MN 565490072, HAWLEY, MN 56549-0072 |
| Document Number | 0000811156 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 811156 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Amount | Amount Recorded |
|---|---|
| Term | 336 Months |
| Due | Jan 18, 2049 |
| Rate | 3.37% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Jul 29, 2019 |
| Property Address | 1311 JOSEPH ST, HAWLEY, MN 56549-4409 |
| Document Number | 0000791875 |
| Instrument Date | Jul 24, 2019 |
| Instrument | 791875 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Title Company | TITLE CO OF FARGO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $825.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 72, HAWLEY, MN 56549-0072 |
| Document Number | 0000791876 |
|---|---|
| Date | Jul 29, 2019 |
| Instrument | 791876 |
| Name | WELLS FARGO BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Clay County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Hawley City |
| Unified School District | Hawley Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,048.00 (+5.03%) | $284,300 (-0.14%) Land $30,600 Building $253,700 | $284,300 (-0.14%) Land $30,600 Building $253,700 |
| 2025 | $3,854.00 (+7.89%) | $284,700 (+17.45%) Land $30,600 Building $254,100 | $284,700 (+17.45%) Land $30,600 Building $254,100 |
| 2023 | $3,572.00 | $242,400 Land $30,600 Building $211,800 | $242,400 Land $30,600 Building $211,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2010) |
| Most Recent Claim | Jun 2010 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.4% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Hawley serves 2,267 people · EPA ID MN1140006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Arvig Fiber · Cable | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
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