Clay County property record for 1304 Joseph St, Hawley, MN 56549
| Property Type | Single Family Home |
|---|---|
| Details | built 1975 |
| Lot Size | 0.34 acres (15,003 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,734 (2026) |
| Deeds & Mortgages | May 2026 Line of Credit May 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 56.750.0320 |
| Primary APN | 56.750.0320 |
|---|
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Lot Area | 15,003 sqft (0.34 acres) |
| Street Address | 1304 JOSEPH ST |
|---|---|
| City | HAWLEY |
| State | MN |
| Zip | 56549-4444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME WESTGATE 1ST ADD SUBDIVISIONCD 56750 LOT 4 6 HAWLEY CITY |
| Legal Range | 45 |
| Legal Township | 139 |
| Legal Section | 02 |
| Legal Subdivision | WESTGATE 1ST ADD |
| Legal Block | 6 |
| Legal Lot Number | 4 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | HAWLEY |
| Census Block Group | 1 |
| Census Block | 1090 |
| Census Tract | 30201 |
Source: Clay County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1304 JOSEPH ST, HAWLEY, MN 56549-4444 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 1, 2026 | Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING |
| May 8, 2023 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | May 1, 2026 |
| Property Address | 1304 JOSEPH ST, HAWLEY, MN 56549-4444 |
| Document Number | 0000864149 |
| Instrument Date | Apr 16, 2026 |
| Instrument | 2026864149 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1304 JOSEPH ST, HAWLEY, MN 56549-4444 |
| Document Number | 0000864149, |
|---|---|
| Date | May 1, 2026 |
| Instrument | 2026864149 |
| Name | LAKEVIEW LOAN SERVICING |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 12, 2046 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 1304 JOSEPH ST, HAWLEY, MN 56549-4444 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2023 |
| Title Company | NOT AVAILABLE, ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0000837514 |
|---|---|
| Date | May 8, 2023 |
| Instrument | 837514 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2038 |
Source: Clay County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Hawley City |
| Unified School District | Hawley Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,734.00 (-7.21%) Homeowner's exemption | $281,600 (-) Land $30,600 Building $251,000 | $281,600 (-) Land $30,600 Building $251,000 |
| 2025 | $281,600 (+16.89%) Land $30,600 Building $251,000 | $281,600 (+16.89%) Land $30,600 Building $251,000 | |
| 2023 | $4,024.00 Homeowner's exemption | $240,900 Land $30,600 Building $210,300 | $240,900 Land $30,600 Building $210,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2010) |
| Most Recent Claim | Jun 2010 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Hawley serves 2,267 people · EPA ID MN1140006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Arvig Fiber · Cable | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
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