Hamilton County property record for 1315 Grace Ave, Cincinnati, OH 45208
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 6 bd · 3 ba · 3,148 sqft · built 1908 |
| Lot Size | 0.181 acres (7,884 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $927,500 (Mar 2023) |
| Tax Bill | $20,178 (2025) |
| Deeds & Mortgages | Mar 2023 Sale May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 043-0003-0039-00 |
| Primary APN | 043-0003-0039-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 3,148 sqft Living Area |
| Gross Area | 6,272 sqft |
| 1st Floor Area | 1,586 sqft |
| 2nd Floor Area | 1,562 sqft |
| Attic | Attic |
| Attic Area | 1,562 sqft |
| Basement Area | 1,562 sqft |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1908 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 7,884 sqft (0.181 acres) |
| Lot Dimensions | 158 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 380 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 1315 GRACE AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-2427 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | SF6 |
| Legal Description | 1315 GRACE AVE 50 X 158 PT LOT 34 KILGOURS 1ST SUB |
| Legal Subdivision | KILGOURS 1ST SUB |
| Legal Lot Number | 34 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 4900 |
1315 Grace Ave, a residential property, is owned and occupied by two individuals who bought it in March 2023.
Source: Hamilton County records, as of January 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1315 GRACE AVE, CINCINNATI, OH 45208-2427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2023 | Warranty Deed, Transfer LAWYERS TITLE |
| May 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GENERAL ELECTRIC CU |
| Apr 1, 2019 | Warranty Deed, Transfer · Line of Credit GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2023 · Amount on File |
| Deed Sale | Mar 30, 2023 · Amount on File |
| Prior Sale | Apr 1, 2019 · Amount on File |
| Deed Document Number | 202321568 |
| Deed Book / Page | 14884 / 2009 |
| Prior Transfer Date | Mar 8, 2000 |
| Prior Transfer Doc | 0082310136 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 30, 2023 |
| Property Address | 1315 GRACE AVE, CINCINNATI, OH 45208-2427 |
| Document Number | 0000021568 |
| Book / Page | 14884 / 2009 |
| Map Reference | MB 4 PG 86 |
| Instrument Date | Mar 23, 2023 |
| Instrument | 2023-0021568 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2023 |
| Title Company | LAWYERS TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $927.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1315 GRACE AVE, CINCINNATI, OH 45208-2427 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1315 GRACE AVE, CINCINNATI, OH 45208-2427 |
| Document Number | 0000045534 |
| Instrument Date | May 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2020 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1315 GRACE AVE CINCINNATI OH 452082427, CINCINNATI, OH 45208-2427 |
| Document Number | 0000045534 |
|---|---|
| Date | May 15, 2020 |
| Book Page | 014169/000229 |
| Instrument | 45534 |
| Name | GENERAL ELECTRIC CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45241 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 14, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 1, 2019 |
| Property Address | 1315 GRACE AVE, CINCINNATI, OH 45208-2427 |
| Document Number | 0000023875 |
| Book / Page | 013886 / 001879 |
| Instrument Date | Mar 28, 2019 |
| Instrument | 23875 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,680.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1315 GRACE AVE CINCINNATI OH 452082427, CINCINNATI, OH 45208-2427 |
| Document Number | 23876 |
|---|---|
| Date | Apr 1, 2019 |
| Book Page | 013886/001881 |
| Instrument | 23876 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 31, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1315 Grace Ave was $20,178, up 2% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,178.00 (+2.03%) | $324,626 (+%) Land $92,285 Building $232,341 | $927,500 Land $263,670 Building $663,830 |
| 2024 | $19,777.00 (-1.46%) | $324,624 (-) Land $92,284 Building $232,340 | |
| 2023 | $20,070.00 (+98.79%) | $324,624 (+120.83%) Land $92,284 Building $232,340 | $927,500 Land $263,670 Building $663,830 |
| 2022 | $10,096.00 Homeowner's exemption | $147,001 Land $67,400 Building $79,601 | |
| 2020 | $420,000 Land $192,570 Building $227,430 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1315 Grace Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1315 Grace Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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