1305 Grace Ave, Cincinnati, OH 45208 Property Records

Hamilton County property record for 1305 Grace Ave, Cincinnati, OH 45208

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,624 sqft · built 1918
Lot Size0.118 acres (5,140 sqft)
Owner2 Company Names on Record
Last Sale$551,000 (Nov 2024)
Tax Bill$8,486 (2025)
Deeds & MortgagesJan 2026 Mortgage
Dec 2025 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN043-0003-0103-00

Property Details

APN / Parcel Number

Primary APN043-0003-0103-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,624 sqft Living Area
Gross Area2,324 sqft
1st Floor Area924 sqft
2nd Floor Area700 sqft
Basement Area700 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1918
Effective Year BuiltEffective 1918
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialAsphalt
Lot Area5,140 sqft (0.118 acres)
Lot Dimensions158 ft deep x 33 ft wide
Garage TypeDetached
Garage Area308 sqft
Parking Spaces1 Parking Space
PorchOpen Frame Porch
Porch Area216 sqft
Patio Area535 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address1305 GRACE AVE
CityCINCINNATI
StateOH
Zip45208-2427
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF6
Legal Description1305 GRACE AVE 32.50 X 158 PT LOT 34 KILGOURS 1ST SUB
Legal SubdivisionKILGOURS 1ST SUB
Legal Lot Number34
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group1
Census Block1002
Census Tract4900

Owner

Source: Hamilton County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address1305 GRACE AVE, CINCINNATI, OH 45208-2427
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2026Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Dec 18, 2025Intrafamily Transfer, Transfer
Apr 24, 2020Warranty Deed, Transfer · Conventional with PMI
US BK
Jan 8, 2019Warranty Deed, Transfer · Conventional Mortgage
AMERICAN NEIGHBORHOOD MTG ACCEPTANC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 21, 2024 · Amount on Record
Deed SaleNov 21, 2024 · Amount on Record
Prior SaleApr 24, 2020 · Amount on Record
Deed Document Number202483053
Deed Book / Page15298 / 550
Last Transfer DateNov 14, 2025
Transfer Doc0000099137
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address1305 GRACE AVE, CINCINNATI, OH 45208-2427
Transaction TypeMortgage
Record UpdatedFeb 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1305 GRACE AVE, CINCINNATI, OH 45208-2427

Mortgage

Document Number0000003587
DateJan 15, 2026
Book Page15583/237
Instrument2026-0003587
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON OH
Recording DateDec 18, 2025
Property Address1305 GRACE AVE, CINCINNATI, OH 45208-2427
Document Number0000099137
Book / Page15565 / 1353
Map ReferenceMB 4 PG 86
Instrument DateNov 19, 2025
Instrument2025-0099137
Transaction TypeTransfer
Record UpdatedJan 22, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address1305 GRACE AVE, CINCINNATI, OH 45208-2427

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateApr 24, 2020
Property Address1305 GRACE AVE, CINCINNATI, OH 45208-2427
Document Number0000037994
Book / Page014154 / 001126
Instrument DateOct 9, 2019
Instrument37994
Transaction TypeTransfer
Record UpdatedMay 28, 2020
Title CompanyLANDSEL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,476.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1305 GRACE AVE CINCINNATI OH 452082427, CINCINNATI, OH 45208-2427

Mortgage

Document Number37996
DateApr 24, 2020
Book Page014154/001132
Instrument37996
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 23, 2050

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJan 8, 2019
Property Address1305 GRACE AVE, CINCINNATI, OH 45208-2427
Document Number0000001720
Book / Page13829 / 00331
Map ReferenceMB 4 PG 86
Instrument DateDec 7, 2018
Instrument2019-0001720
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyFIRST AMERICAN MORTGAGE SOLU

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,113.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address1305 GRACE AVE, CINCINNATI, OH 45208-2427

Mortgage

Document Number0000001722
DateJan 8, 2019
Instrument2019-0001722
Lender
NameAMERICAN NEIGHBORHOOD MTG ACCEPTANC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,486.00 (+3.09%)$137,886 (-) Land $60,907 Building $76,979$393,960 (-) Land $174,020 Building $219,940
2024$8,232.00 (-2.17%)$137,886 (-) Land $60,907 Building $76,979
2023$8,415.00 (-4.17%)$137,886 (+6.79%) Land $60,907 Building $76,979$393,960 (+6.79%) Land $174,020 Building $219,940
2022$8,781.00 Homeowner's exemption$129,123 Land $44,482 Building $84,641
2020$368,920 Land $127,090 Building $241,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimSep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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