1325 Grace Ave, Cincinnati, OH 45208 Property Records

Hamilton County property record for 1325 Grace Ave, Cincinnati, OH 45208

Property Summary

Property TypeSingle Family Home
Details3 bd · 4.5 ba · 3,766 sqft · built 1915
Lot Size0.272 acres (11,848 sqft)
OwnerIndividual Name on File
Last Sale$490,000 (Jul 2019)
Tax Bill$20,667 (2025)
Deeds & MortgagesAug 2023 Transfer
Sep 2022 Mortgage
+ 6 more
Flood ZoneZone X (minimal risk)
APN043-0003-0037-00

Property Details

APN / Parcel Number

Primary APN043-0003-0037-00

Interior

Bedrooms3 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,766 sqft Living Area
Gross Area4,374 sqft
1st Floor Area1,512 sqft
2nd Floor Area1,512 sqft
AtticAttic
Attic Area356 sqft
Basement Area918 sqft
Finished Basement310 sqft
Unfinished Basement608 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeBrick
Roof MaterialAsphalt
Lot Area11,848 sqft (0.272 acres)
Lot Dimensions158 ft deep x 75 ft wide
Garage TypeDetached
Garage Area864 sqft
Parking Spaces3 Parking Spaces
PorchOpen Frame Porch
Porch Area264 sqft
Patio Area434 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address1325 GRACE AVE
CityCINCINNATI
StateOH
Zip45208-2427
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF6
Legal Description1325 GRACE AVE 75 X 158 PT LOT 35 KILGOURS 1ST SUB
Legal SubdivisionKILGOURS 1ST SUB
Legal Lot Number35
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group1
Census Block1002
Census Tract4900

Owner

1325 Grace Ave is owned and occupied by an individual who acquired it in August 2023.

Source: Hamilton County records, as of January 21, 2026

Owner of RecordIndividual Name on File
Mailing Address1325 GRACE AVE, CINCINNATI, OH 45208-2427
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2023Transfer on Death Deed, Transfer
Sep 29, 2022Warranty Deed, Transfer · Conventional Mortgage
FIFTH THIRD BANK NA
Sep 29, 2022Fiduciary Deed, Transfer
LAWYERS TITLE
Sep 29, 2022Warranty Deed, Transfer
Oct 2, 2019Deed of Trust, Mortgage · Line of Credit
NORTH SIDE BK
Sep 17, 2019Trustee's Deed, Construction Loan · Line of Credit
CINCINNATI FED'L
Jul 12, 2019Warranty Deed, Transfer
CINCINNATI FED'L
Sep 18, 2018Warranty Deed, Transfer
PRODIGY TITLE AGENCY INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 12, 2019 · Amount on File
Deed SaleJul 12, 2019 · Amount on File
Prior SaleJul 29, 2013 · Amount on File
Deed Document Number201955832
Deed Book / Page13957 / 547
Last Transfer DateAug 8, 2023
Transfer Doc0000057503
Record UpdatedSep 20, 2026

August 2023: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionHAMILTON OH
Recording DateAug 15, 2023
Property Address1325 GRACE AVE, CINCINNATI, OH 45208-2427
Document Number0000057503
Book / Page14979 / 1497
Map ReferenceMB 4 PG 86
Instrument DateJul 26, 2023
Instrument2023-0057503
Transaction TypeTransfer
Record UpdatedSep 20, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateSep 29, 2022
Property Address1325 GRACE AVE, CINCINNATI, OH 45208-2427
Document Number0000092431
Book / Page14762 / 1259
Map ReferenceMB 4 PG 86
Instrument DateSep 15, 2022
Instrument2022-0092431
Transaction TypeTransfer
Record UpdatedOct 26, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1325 GRACE AVE, CINCINNATI, OH 45208-2427

Mortgage

Document Number0000092432
DateSep 29, 2022
Instrument2022-0092432
Lender
NameFIFTH THIRD BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueOct 1, 2037

September 2022: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionHAMILTON OH
Recording DateSep 29, 2022
Property Address1325 GRACE AVE, CINCINNATI, OH 45208-2427
Document Number0000092430
Book / Page14762 / 1257
Map ReferenceMB 4 PG 86
Instrument DateSep 15, 2022
Instrument2022-0092430
Transaction TypeTransfer
Record UpdatedOct 26, 2022
Title CompanyLAWYERS TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3500 RED BANK RD, CINCINNATI, OH 45227-4111

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateSep 29, 2022
Property Address1325 GRACE AVE, CINCINNATI, OH 45208-2427
Document Number0000092429
Book / Page14762 / 1254
Map ReferenceMB 4 PG 86
Instrument DateSep 13, 2022
Instrument2022-0092429
Transaction TypeTransfer
Record UpdatedOct 26, 2022

Transaction

AmountAmount on Record
Tax$3,705.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3500 RED BANK RD, CINCINNATI, OH 45227-4111

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address1325 GRACE AVE, CINCINNATI, OH 45208-2427
Document Number0000090143
Instrument DateOct 2, 2019
Transaction TypeMortgage
Record UpdatedNov 25, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address533 TUSCULUM AVE #1 CINCINNATI OH 452261773, 1, CINCINNATI, OH 45226-1773

Mortgage

Document Number0000090143
DateOct 16, 2019
Book Page014024/001474
Instrument90143
Lender
NameNORTH SIDE BK
TypeBank
AddressCINCINNATI, OH 45223
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

September 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionHAMILTON OH
Recording DateSep 17, 2019
Property Address1325 GRACE AVE, CINCINNATI, OH 45208-2427
Book / Page014003 / 000278
Instrument DateSep 5, 2019
Instrument79129
Transaction TypeConstruction Loan
Record UpdatedNov 8, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1325 GRACE AVE CINCINNATI OH 452082427, CINCINNATI, OH 45208-2427

Mortgage

Document Number0000079129
DateSep 17, 2019
Book Page014003/000278
Instrument79129
Lender
NameCINCINNATI FED'L
AddressCINCINNATI, OH 45255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueSep 16, 2049
Interest
Rate TypeAdjustable Rate

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJul 12, 2019
Property Address1325 GRACE AVE, CINCINNATI, OH 45208-2427
Document Number0000055832
Book / Page013957 / 000547
Instrument DateJun 19, 2019
Instrument55832
Transaction TypeTransfer
Record UpdatedSep 26, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,960.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1325 GRACE AVE CINCINNATI OH 452082427, CINCINNATI, OH 45208-2427

Mortgage

Document Number55833
DateJul 12, 2019
Book Page013957/000549
Instrument55833
Lender
NameCINCINNATI FED'L
AddressCINCINNATI, OH 45255
Agreement
AmountAmount on Record
Term180 Months
DueJul 11, 2034

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateSep 18, 2018
Property Address1325 GRACE AVE, CINCINNATI, OH 45208-2427
Document Number0000082900
Book / Page013755 / 000959
Instrument DateSep 14, 2018
Instrument82900
Transaction TypeTransfer
Record UpdatedOct 22, 2018
Title CompanyPRODIGY TITLE AGENCY INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1325 GRACE AVE CINCINNATI OH 452082427, CINCINNATI, OH 45208-2427

Tax Assessment & Valuation

The 2025 property tax bill for 1325 Grace Ave was $20,667, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$20,667.00 (+3.13%)$432,251 (+%) Land $115,357 Building $316,894$1,235,000 Land $329,590 Building $905,410
2024$20,039.00 (-2.21%)$432,249 (-) Land $115,356 Building $316,893
2023$20,492.00 (+75.39%)$432,249 (+152.04%) Land $115,356 Building $316,893$1,235,000 Land $329,590 Building $905,410
2022$11,684.00 Homeowner's exemption$171,501 Land $84,221 Building $87,280
2020$490,000 Land $240,630 Building $249,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1325 Grace Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimSep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1325 Grace Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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